Top 10 Cheapest Cars to Insure for 2010
Insure.com posted it's annual list of least expensive new cars to insure for 2010 and the Mazda Tribute won the title as cheapest to insure.
As usual, the list is made up of mostly minivans and SUVs which tend to keep passengers safer in accidents. Contrary to popular belief, the cheapest cars are not necessarily the cheapest to insure.
Oftentimes, smaller and less-expensive cars are driven by young, inexperienced drivers. Couple this with the likelihood that accidents involving these cars tend to result in more injury, and you've got good reasons why small, cheap cars don't have the most affordable insurance rates.
Here is a list of the average yearly premiums assuming the driver is a 40 year old male: (It's interesting to note that the cheapest insurance rates have gone up about 25% compared to last year when the Hyundai Santa Fe was ranked #1 with an annual premium of only $832).
| Rank | Premium | Car |
| 1 | $1,070.25 | Mazda Tribute I (2WD) |
| 2 | $1,095.26 | Honda Odyssey LX |
| 3 | $1,103.29 | Mazda Tribute I (4WD) |
| 4 | $1,119.83 | Chrysler Town & Country LX |
| 5 | $1,124.38 | Jeep Wrangler X |
| 6 | $1,128.29 | Mazda Tribute S |
| 7 | $1,131.06 | Dodge Grand Caravan SE |
| 8 | $1,133.97 | Toyota Sienna CE |
| 9 | $1,134.08 | Hyundai Tucson GLS |
| 10 | $1,138.41 | Kia Sportage LX |
My Recommendation for Car Shoppers
TrueCar, Edmunds, and 1-800 Car Show are the quickest way to see the lowest car prices in your area. These sites show you no-haggle prices from dealers closest to you - and the deals are usually really good. This should be the first step you take when negotiating your car price. Follow this up with my checklist to make sure you squeeze out every last bit of savings.California Residents - Important:
There is a new online car buying service called Roadster, available only to California residents, which I highly recommend you try - especially if you hate the stress of haggling with a car salesman. They provide an expert concierge who negotiates the price of the car and delivers it to your home with zero hassle - you never have to interact with a dealership. Here is my in-depth review of Roadster and why I recommend it.- Gregg Fidan
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About: Gregg Fidan
Gregg Fidan + is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.
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