How to Find and Join a Credit Union
These days, there are countless credit unions with the sole eligibility requirement being that you live within a local geographic area.
The best resources for finding a credit union are ASmarterChoice.org and FindACreditUnion.com.
You simply fill in your zip code or enter any organization you're affiliated with, and you see all the credit unions available within your area. Many credit unions have web sites where they list their car loan rates.
Joining a credit union is very simple. In most cases, you just have to open a savings or checking account with a $10 minimum balance.
Example of a Credit Union web site showing their auto loan rates
My Recommendation for Car Shoppers
TrueCar No-Haggle, Edmunds Price Promise and Ryde Shopper are the quickest way to see the lowest car prices in your area. These sites show you no-haggle prices from dealers closest to you - and the deals are usually really good. This should be the first step you take when negotiating your car price. Follow this up with my checklist to make sure you squeeze out every last bit of savings.- Gregg Fidan
Get My Free Weekly Advice on Car Buying
Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
- Best Rebates, Incentives, and Lease Deals
- Latest Car Buying Scams and Tricks
- The Best & Worst Time to Buy a Car
- Which Cars You Should Avoid
About: Gregg Fidan
Gregg Fidan + is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.
Resources
Got a Question About This Article?