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How to Find and Join a Credit Union

In the past, joining a credit union meant you had to be part of a company or organization in order to qualify as a member.

These days, there are countless credit unions with the sole eligibility requirement being that you live within a local geographic area.

The best resources for finding a credit union are and

You simply fill in your zip code or enter any organization you're affiliated with, and you see all the credit unions available within your area. Many credit unions have web sites where they list their car loan rates.

Joining a credit union is very simple. In most cases, you just have to open a savings or checking account with a $10 minimum balance.

Example of a Credit Union web site showing their auto loan rates
Credit Unions

My Recommendation for Car Shoppers

TrueCar No-Haggle and Edmunds Price Promise are the quickest way to see the lowest car prices in your area. These sites show you no-haggle prices from dealers closest to you - and the deals are usually really good. This should be the first step you take when negotiating your car price. Follow this up with my checklist to make sure you squeeze out every last bit of savings.
- Gregg Fidan

Gregg Fidan

About: Gregg Fidan

Gregg Fidan + is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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