How to Find and Join a Credit Union

These days, there are countless credit unions with the sole eligibility requirement being that you live within a local geographic area.

The best resources for finding a credit union are ASmarterChoice.org and FindACreditUnion.com.

You simply fill in your zip code or enter any organization you're affiliated with, and you see all the credit unions available within your area. Many credit unions have web sites where they list their car loan rates.

Joining a credit union is very simple. In most cases, you just have to open a savings or checking account with a $10 minimum balance.

Example of a Credit Union web site showing their auto loan rates

About the Author: Gregg Fidan

Gregg Fidan + is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.