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GuideCar Insurance

Why You May Want to Keep Your Current Car Insurance

It's true that you can save a lot of money by switching car insurance providers, but it's only smart to do so if the savings is more than a couple hundred dollars per year.

Here's why: The longer you stay with an auto insurance company, the more likely it is that you'll get a long-time customer discount. This discount could increase each year and save you a lot of money over the long-term.

If you have maintained a spotless driving record, you've also built up a good-driver discount that could also increase the longer you stay.

Another great reason to stay with your current insurance provider is because they are more likely to cut you some slack if you have an accident or get a ticket.

You have basically accumulated good will and it's nice to have it when you need it.

Also remember that if you have an auto and home insurance policy with the same company, you will lose any discounts you get from linking these accounts together - sometimes up to 15%.

If you're going to switch, make sure the new company offers better rates combined.

So before you automatically jump ship to get better rates, consider these benefits before making the switch.






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About The Author

Gregg Fidan Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.
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