Why You May Want to Keep Your Current Car Insurance

Here's why: The longer you stay with an auto insurance company, the more likely it is that you'll get a long-time customer discount. This discount could increase each year and save you a lot of money over the long-term.

If you have maintained a spotless driving record, you've also built up a good-driver discount that could also increase the longer you stay.

Another great reason to stay with your current insurance provider is because they are more likely to cut you some slack if you have an accident or get a ticket.

You have basically accumulated good will and it's nice to have it when you need it.

Also remember that if you have an auto and home insurance policy with the same company, you will lose any discounts you get from linking these accounts together - sometimes up to 15%.

If you're going to switch, make sure the new company offers better rates combined.

So before you automatically jump ship to get better rates, consider these benefits before making the switch.