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How to Find out the Manufacturer's Lease Rates

Last reviewed: January 2026

Figuring out each manufacturer's current lease rates can be frustrating.

There's no source that publishes all of the current figures so the consumer is left to figure it out on their own.

Each month, manufacturer's send dealers an updated list of residual values and money factors for each model and trim level.

It looks something like this:

2025 Jeep Grand Cherokee Laredo 4WD
24 Month Residual 58% Rate .00285
36 Month Residual 54% Rate .00265
48 Month Residual 45% Rate .00295
2025 Jeep Grand Cherokee Limited 4WD
24 Month Residual 56% Rate .00285
36 Month Residual 52% Rate .00265
48 Month Residual 43% Rate .00295
2025 Jeep Grand Cherokee Overland 4WD
24 Month Residual 55% Rate .00285
36 Month Residual 51% Rate .00265
48 Month Residual 42% Rate .00295

Residuals for 15K miles/year. Add 2% for 12K mi/yr, 3% for 10K mi/yr.
Stellantis acquisition fee: $995

With this information, you can easily calculate what your monthly lease payment will be.

To get this information, all you need to do is call a car dealership and ask to speak to someone in the finance department. Let them know you're interested in leasing a certain model and that you'd like to know what the best residual and money factor is on a 36 month lease (or whatever you prefer).

Some dealers will want to know what your credit score is so they can give you the correct money factor.

You should have no problem getting the leasing rate information - if you do, just call another dealer. In fact, you'll want to call 2 or 3 dealerships anyway, just to make sure you get accurate figures.

That's really all there is to it.

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  • Best Rebates, Incentives, and Lease Deals
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About The Author

Gregg Fidan Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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