Tire and Wheel Protection
It will cover your costs if you blow out a tire or damage your rims due to hitting a road hazard.
A road hazard is anything that shouldn't be on the roads - such as potholes, debris, dead animals and the like.
Crashing into a curb is not considered a road hazard, and this is where things can get tricky.
Many policies have a long list of exceptions, so you need to read the agreement carefully to see what's included.
As far as price, it only makes sense to buy this protection if the cost is less than 25% of the value of one wheel/tire.
If you live in a big city with lots of potholes, that may be another reason to consider getting this.
But for the most part, it's usually a good idea to pass on this upsell.
3 Steps Every Car Buyer Needs to Take to Save Maximum MoneyThe key to getting the best deal is to gather price or lease bids from as many local dealers as possible. Then shop that best price around until no one can beat it. Here are the steps:
Step 1 Get Prices From My Trusted NetworkSelect the vehicle you're interested in to see if there are local dealers in my network who will provide you with their best upfront price. You will get direct access to an internet sales manager who you can further negotiate with online (no need to visit dealership).
Step 2 Get Prices From TrueCar / CarsDirectTrueCar, and CarsDirect are my top 2 online price quote recommendations. These services show you pre-negotiated prices from dealers closest to you - and the deals are usually pretty decent. But remember, you can still negotiate further.
Step 3 Complete my ChecklistFollow this up with my checklist to make sure you squeeze out every last bit of savings.
- Gregg Fidan
Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
- Best Rebates, Incentives, and Lease Deals
- Latest Car Buying Scams and Tricks
- The Best & Worst Time to Buy a Car
- Which Cars You Should Avoid
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