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Least Expensive Cars to Insure for 2012
February 16, 2012
Most of you don't think about car insurance while shopping for a vehicle - which is a big mistake.
Insurance has been on the rise in recent years. Different vehicles, even those in the same class, can have vastly different rates.
Insure.com just came out with their annual list of least expensive cars to insure. Check out the list below, and consider adding some of these vehicles to your consideration list.
While we're on the subject of insurance, it's smart to comparison shop your current rates at least once per year. If you haven't done so for several years, it's very possible to save several hundred dollars per year simply by switching.
Compare Auto Insurance Rates
Least Expensive Vehicles to Insure for 2012
| Rank | Vehicle | Cyl. |
Avg Annual Rate |
| 1 | Toyota Sienna LE | 4 |
$1,111 |
| 2 | Toyota Sienna | 4 |
$1,114 |
| 3 | Jeep Patriot Sport | 4 |
$1,116 |
| 4 | Jeep Compass Sport | 4 |
$1,118 |
| 5 | GMC Sierra K1500 Regular Cab | 6 |
$1,121 |
| 6 | Chevrolet Silverado 1500 Regular Cab | 6 |
$1,125 |
| 7 | Dodge Grand Caravan SXT | 6 |
$1,129 |
| 8 | Ford Escape XLS | 4 |
$1,137 |
| 9 | Toyota Sienna | 6 |
$1,139 |
| 10 | Chevrolet Silverado 1500 Extended Cab | 6 |
$1,143 |
| 11 | Dodge Journey SXT | 6 |
$1,143 |
| 12 | Honda Odyssey LX | 6 |
$1,146 |
| 13 | Kia Sportage | 4 |
$1,151 |
| 14 | Hyundai Santa Fe GLS | 4 |
$1,152 |
| 15 | Jeep Wrangler Unlimited Sport | 6 |
$1,154 |
| 16 | Nissan Frontier S King Cab | 4 |
$1,162 |
| 17 | Nissan Frontier SV King Cab | 4 |
$1,163 |
| 18 | Hyundai Tucson GL | 4 |
$1,166 |
| 19 | Ford Escape XLT | 4 |
$1,167 |
| 20 | GMC Canyon | 4 |
$1,167 |
Most Expensive Vehicles to Insure for 2012
| Rank | Vehicle | Cyl. |
Nat'l annual avg. rate |
| 1 | Audi R8 Spyder Quattro Convertible | 10 |
$3,384 |
| 2 | Mercedes CL600 Coupe | 12 |
$3,307 |
| 3 | Mercedes S600 |
12 |
$2,948 |
| 4 | Audi R8 4.2 Quattro Coupe | 8 |
$2,903 |
| 5 | Porsche Panamera Turbo | 8 |
$2,738 |
| 6 | BMW 750i Hybrid | 8 |
$2,701 |
| 7 | Porsche 911 Turbo Convertible | 6 |
$2,674 |
| 8 | Porsche 911 Turbo S Convertible | 6 |
$2,674 |
| 9 | Mercedes CL65 AMG Coupe | 12 |
$2,669 |
| 10 | BMW 750Li Hybrid | 8 |
$2,641 |
| 11 | Mercedes SL63 AMG Convertible | 8 |
$2,615 |
| 12 | Mercedes CL63 AMG Coupe | 8 |
$2,613 |
| 13 | Jaguar XKR Supercharged Convertible | 8 |
$2,585 |
| 14 | Mercedes S63 AMG | 8 |
$2,542 |
| 15 | Mercedes C63 AMG Coupe | 8 |
$2,532 |
| 16 | Audi A8 L Quattro | 12 |
$2,513 |
| 17 | Mercedes SL550 Convertible | 8 |
$2,458 |
| 18 | Nissan GT-R Coupe Turbo | 6 |
$2,457 |
| 19 | BMW 750XI | 8 |
$2,446 |
| 20 | BMW 750i | 8 |
$2,430 |
3 Steps Every Car Buyer Needs to Take to Save Maximum Money
The key to getting the best deal is to gather price or lease bids from as many local dealers as possible. Then shop that best price around until no one can beat it. Here are the steps:Step 1 Get Prices From My Trusted Network
Select the vehicle you're interested in to see if there are local dealers in my network who will provide you with their best upfront price. You will get direct access to an internet sales manager who you can further negotiate with online (no need to visit dealership).Select Vehicle to Get Local Pricing
Step 2 Get Prices From TrueCar / CarsDirect
TrueCar, and CarsDirect are my top 2 online price quote recommendations. These services show you pre-negotiated prices from dealers closest to you - and the deals are usually pretty decent. But remember, you can still negotiate further.Step 3 Complete my Checklist
Follow this up with my checklist to make sure you squeeze out every last bit of savings.- Gregg Fidan
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About The Author
Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate
the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.
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