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Best 0% Finance Deals September 2023

This week, I updated the list of best 0% finance deals on new cars. Interest rates have gone up considerably in recent months, which means manufacturers have cut back on offering 0% financing deals. However, for September we are still seeing some zero percent finance deals, some like the Nissan Titan, Ford Edge, and Mach-E are offering 0% for up to 60 months. Of note this month, GM has increased APRs on their finance deals, so Chevrolet, Cadillac, and GMC are no longer on this list.

The average APR rate for a 60-month new car loan has risen to 6-9% for those with good credit. Using this figure, a 60-month, 0% deal will save you around $4,000 in interest for a vehicle costing $40,000.

Because 0% apr deals are still rare, I've included deals under 2% as well. Check out the full list below. For even more savings, I highly recommend using TrueCar No Haggle and CarsDirect to see the lowest prices being offered in your area.

Best 0% Finance Deals

Vehicle APR Term APR Rate Plus Cash Back Get Price
2023 Hyundai Nexo Hydrogen 72 0% $22,000
2023 Toyota Mirai Hydrogen 72 0% $22,000
2023 Fiat 500X 72 0%
2023 Ford Edge 60 0% $3,000
2023 Ford Mach-E Electric 60 0%
2023 Nissan TITAN 60 0%
2023 Nissan TITAN XD 60 0%
2022 Ford Explorer Hybrid 48 0% $1,000
2022 Ford Explorer 48 0% $1,000
2022 Lincoln Corsair 48 0% $1,000
2023 Ford F-150 36 0% $500
2023 Nissan Rogue 36 0% $500
2023 Ford Expedition 36 0%
2023 Nissan Altima 36 0%
2023 Kia Niro EV Electric 48 0.9%
2023 Kia EV6 Electric 48 0.9%
2023 Subaru Solterra Electric 48 0.9%
2023 Ford Mustang 36 0.9% $2,000
2023 Ford Explorer Hybrid 36 0.9%
2023 Ford Explorer 36 0.9% $1,000
2023 Ford Escape Plug-in Hybrid 36 0.9%
2023 Ford Escape Hybrid 36 0.9%
2023 Ford Escape 36 0.9% $500
2023 Honda Ridgeline 36 0.9%
2024 Mazda CX-90 36 0.9%
2023 Mazda MX-5 Miata 36 0.9%
2024 Nissan Altima 36 0.9%
2023 Hyundai Ioniq 6 Electric 48 0.99%
2023 Hyundai Ioniq 5 Electric 48 0.99% $2,500
2022 Subaru WRX 48 1.9%
2023 Ford F-150 Lightning Electric 36 1.9% $1,750
2023 Ford E-Transit 36 1.9%
2023 Ford Bronco Sport 36 1.9%
2023 Jeep Renegade 36 1.9% $4,000
2023 Jeep Compass 36 1.9%
2023 Lincoln Navigator 36 1.9%
2023 Lincoln Nautilus 36 1.9% $2,250
2023 Lincoln Corsair 36 1.9%
2023 Lincoln Aviator 36 1.9%
2023 Hyundai Kona EV Electric 48 1.99%
2023 Toyota bZ4X Electric 48 1.99% $2,500
2023 Nissan Armada 36 1.99%






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About The Author

Gregg Fidan Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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