Best 0% Finance Deals July 2024
This week, I updated the list of best 0% finance deals on new cars. Interest rates have gone up considerably in recent months, and at first we saw manufacturers cutting back on offering 0% financing deals. However, for July we are seeing some great zero percent finance deals, some like the Dodge Hornet are even offering 0% for up to 84 months - something we haven't seen in years. Ford, Hyundai, Nissan, Ford and Subaru are all offering 0% for 60 months or more.
The average APR rate for a 60-month new car loan has risen to 6-9% for those with good credit. Using this figure, a 60-month, 0% deal will save you around $4,000 in interest for
a vehicle costing $40,000.
Because 0% apr deals are still rare, I've included deals under 2% as well. Check out the full list below. For even more savings, I highly recommend using TrueCar No Haggle and CarsDirect to see the lowest prices being offered in your area.
Best 0% Finance Deals
Vehicle | APR Term | APR Rate | Plus Cash Back | Get Price |
---|---|---|---|---|
2024 Dodge Hornet | 84 | 0% | ||
2023 Hyundai Nexo Hydrogen | 72 | 0% | $35,000 | |
2024 Toyota Mirai Hydrogen | 72 | 0% | $33,000 | |
2024 Ford Edge | 72 | 0% | $4,000 | |
2024 Toyota bZ4X Electric | 72 | 0% | $2,500 | |
2023 Nissan Ariya Electric | 72 | 0% | $2,000 | |
2023 Kia Niro EV Electric | 72 | 0% | $1,500 | |
2023 Kia EV6 Electric | 72 | 0% | $1,500 | |
2023 Ford Mach-E Electric | 72 | 0% | ||
2024 Lexus RZ Electric | 72 | 0% | ||
2024 Subaru Solterra Electric | 72 | 0% | ||
2023 Subaru WRX | 72 | 0% | ||
2023 Subaru Solterra Electric | 72 | 0% | ||
2024 Volkswagen ID.4 Electric | 72 | 0% | ||
2023 Ford E-Transit | 60 | 0% | $7,500 | |
2023 Ford Explorer Hybrid | 60 | 0% | $2,500 | |
2024 Kia Niro EV Electric | 60 | 0% | $1,500 | |
2024 Kia EV6 Electric | 60 | 0% | $1,500 | |
2024 Ford Mach-E Electric | 60 | 0% | ||
2023 Ford F-150 Lightning Electric | 60 | 0% | ||
2024 Hyundai Ioniq 5 Electric | 60 | 0% | ||
2024 Nissan TITAN | 60 | 0% | ||
2024 Nissan TITAN XD | 60 | 0% | ||
2024 Mitsubishi Outlander PHEV Plug-in Hybrid | 48 | 0% | $2,000 | |
2023 Mitsubishi Outlander PHEV Plug-in Hybrid | 48 | 0% | $2,000 | |
2024 Kia EV9 Electric | 48 | 0% | $1,500 | |
2024 Mitsubishi Outlander | 48 | 0% | ||
2023 Mitsubishi Outlander | 48 | 0% | ||
2024 Toyota Tundra i-FORCE MAX Hybrid | 48 | 0% | ||
2024 Nissan Altima | 36 | 0% | $1,750 | |
2024 Ford Escape Plug-in Hybrid | 36 | 0% | $1,000 | |
2024 Ford Escape Hybrid | 36 | 0% | $1,000 | |
2024 Ford Escape | 36 | 0% | $1,000 | |
2024 Nissan Rogue | 36 | 0% | $1,000 | |
2024 Ford F-150 Lightning Electric | 36 | 0% | ||
2024 Mazda CX-5 | 36 | 0% | ||
2024 Mazda CX-30 | 36 | 0% | ||
2024 Toyota Tundra | 36 | 0% | ||
2024 Infiniti QX80 | 60 | 0.9% | ||
2024 Mazda CX-90 | 60 | 0.9% | ||
2024 Mazda CX-50 | 60 | 0.9% | ||
2024 Volkswagen Atlas | 60 | 0.9% | ||
2024 Volkswagen Atlas Cross Sport | 60 | 0.9% | ||
2023 Kia Sorento | 48 | 0.9% | $1,000 | |
2024 Buick Encore GX | 36 | 0.9% | ||
2024 Buick Enclave | 36 | 0.9% | ||
2024 Ford Explorer | 36 | 0.9% | $1,000 | |
2023 Lincoln Aviator | 36 | 0.9% | $1,000 | |
2024 Audi SQ8 e-tron Electric | 60 | 0.99% | ||
2024 Audi SQ8 e-tron Sportback Electric | 60 | 0.99% | ||
2024 Audi S8 | 60 | 0.99% | ||
2024 Audi RS e-tron GT Electric | 60 | 0.99% | ||
2024 Audi Q8 e-tron Electric | 60 | 0.99% | ||
2024 Audi Q8 e-tron Sportback Electric | 60 | 0.99% | ||
2024 Audi Q4 Sportback e-tron | 60 | 0.99% | ||
2024 Audi Q4 e-tron Electric | 60 | 0.99% | ||
2024 Audi e-tron GT Electric | 60 | 0.99% | ||
2024 Audi A8 | 60 | 0.99% | ||
2024 Buick Envision | 36 | 1.4% | ||
2023 Ford F-150 | 72 | 1.9% | ||
2024 Volkswagen Tiguan | 60 | 1.9% | ||
2024 Volkswagen Taos | 60 | 1.9% | ||
2024 Kia Sportage | 48 | 1.9% | $1,000 | |
2024 Kia Sorento | 48 | 1.9% | $1,000 | |
2024 Chevrolet Trailblazer | 36 | 1.9% | ||
2024 Chevrolet Malibu | 36 | 1.9% | ||
2024 Chevrolet Equinox | 36 | 1.9% | ||
2024 Chevrolet Colorado | 36 | 1.9% | ||
2024 Chevrolet Blazer | 36 | 1.9% | ||
2023 Fiat 500X | 36 | 1.9% | ||
2024 Ford Mustang | 36 | 1.9% | $1,000 | |
2024 Ford F-150 | 36 | 1.9% | $1,750 | |
2024 Ford Expedition | 36 | 1.9% | ||
2024 GMC Sierra 1500 | 36 | 1.9% | ||
2024 Honda Ridgeline | 36 | 1.9% | ||
2024 Infiniti QX60 | 36 | 1.9% | $2,000 | |
2024 Infiniti QX55 | 36 | 1.9% | ||
2024 Lincoln Navigator | 36 | 1.9% | ||
2024 Mazda Mazda3 | 36 | 1.9% | ||
2024 Mazda CX-90 Plug-in Hybrid | 36 | 1.9% | ||
2024 Audi SQ5 Sportback | 60 | 1.99% | ||
2024 Audi Q5 | 60 | 1.99% | ||
2024 Audi Q5 Sportback | 60 | 1.99% | ||
2024 Hyundai Tucson | 60 | 1.99% | $500 | |
2024 Hyundai Elantra | 60 | 1.99% | $500 |
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Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
- Best Rebates, Incentives, and Lease Deals
- Latest Car Buying Scams and Tricks
- The Best & Worst Time to Buy a Car
- Which Cars You Should Avoid
About The Author
![Gregg Fidan](/assets/images/gregg/profile-pic.png)
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