Best 0% Finance Deals September 2023
This week, I updated the list of best 0% finance deals on new cars. Interest rates have gone up considerably in recent months, which means manufacturers have cut back on offering 0% financing deals. However, for September we are still seeing some zero percent finance deals, some like the Nissan Titan, Ford Edge, and Mach-E are offering 0% for up to 60 months. Of note this month, GM has increased APRs on their finance deals, so Chevrolet, Cadillac, and GMC are no longer on this list.
The average APR rate for a 60-month new car loan has risen to 6-9% for those with good credit. Using this figure, a 60-month, 0% deal will save you around $4,000 in interest for a vehicle costing $40,000.
Because 0% apr deals are still rare, I've included deals under 2% as well. Check out the full list below. For even more savings, I highly recommend using TrueCar No Haggle and CarsDirect to see the lowest prices being offered in your area.
Best 0% Finance Deals
Vehicle | APR Term | APR Rate | Plus Cash Back | Get Price |
---|---|---|---|---|
2023 Hyundai Nexo Hydrogen | 72 | 0% | $22,000 | |
2023 Toyota Mirai Hydrogen | 72 | 0% | $22,000 | |
2023 Fiat 500X | 72 | 0% | ||
2023 Ford Edge | 60 | 0% | $3,000 | |
2023 Ford Mach-E Electric | 60 | 0% | ||
2023 Nissan TITAN | 60 | 0% | ||
2023 Nissan TITAN XD | 60 | 0% | ||
2022 Ford Explorer Hybrid | 48 | 0% | $1,000 | |
2022 Ford Explorer | 48 | 0% | $1,000 | |
2022 Lincoln Corsair | 48 | 0% | $1,000 | |
2023 Ford F-150 | 36 | 0% | $500 | |
2023 Nissan Rogue | 36 | 0% | $500 | |
2023 Ford Expedition | 36 | 0% | ||
2023 Nissan Altima | 36 | 0% | ||
2023 Kia Niro EV Electric | 48 | 0.9% | ||
2023 Kia EV6 Electric | 48 | 0.9% | ||
2023 Subaru Solterra Electric | 48 | 0.9% | ||
2023 Ford Mustang | 36 | 0.9% | $2,000 | |
2023 Ford Explorer Hybrid | 36 | 0.9% | ||
2023 Ford Explorer | 36 | 0.9% | $1,000 | |
2023 Ford Escape Plug-in Hybrid | 36 | 0.9% | ||
2023 Ford Escape Hybrid | 36 | 0.9% | ||
2023 Ford Escape | 36 | 0.9% | $500 | |
2023 Honda Ridgeline | 36 | 0.9% | ||
2024 Mazda CX-90 | 36 | 0.9% | ||
2023 Mazda MX-5 Miata | 36 | 0.9% | ||
2024 Nissan Altima | 36 | 0.9% | ||
2023 Hyundai Ioniq 6 Electric | 48 | 0.99% | ||
2023 Hyundai Ioniq 5 Electric | 48 | 0.99% | $2,500 | |
2022 Subaru WRX | 48 | 1.9% | ||
2023 Ford F-150 Lightning Electric | 36 | 1.9% | $1,750 | |
2023 Ford E-Transit | 36 | 1.9% | ||
2023 Ford Bronco Sport | 36 | 1.9% | ||
2023 Jeep Renegade | 36 | 1.9% | $4,000 | |
2023 Jeep Compass | 36 | 1.9% | ||
2023 Lincoln Navigator | 36 | 1.9% | ||
2023 Lincoln Nautilus | 36 | 1.9% | $2,250 | |
2023 Lincoln Corsair | 36 | 1.9% | ||
2023 Lincoln Aviator | 36 | 1.9% | ||
2023 Hyundai Kona EV Electric | 48 | 1.99% | ||
2023 Toyota bZ4X Electric | 48 | 1.99% | $2,500 | |
2023 Nissan Armada | 36 | 1.99% |

Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
- Best Rebates, Incentives, and Lease Deals
- Latest Car Buying Scams and Tricks
- The Best & Worst Time to Buy a Car
- Which Cars You Should Avoid
About The Author

Latest Weekly Car Buying Tips
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