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Best 0% Finance Deals February 2024

This week, I updated the list of best 0% finance deals on new cars. Interest rates have gone up considerably in recent months, and at first we saw manufacturers cutting back on offering 0% financing deals. However, for February we are seeing an uptick in zero percent finance deals especially 0% for 60 months - and some like Subaru and Nissan are offering 0% for up to 72 months. Nissan, Kia, Mazda, Ford and Lincoln all have offers of 0% for 60 months.

The average APR rate for a 60-month new car loan has risen to 6-9% for those with good credit. Using this figure, a 60-month, 0% deal will save you around $4,000 in interest for a vehicle costing $40,000.

Because 0% apr deals are still rare, I've included deals under 2% as well. Check out the full list below. For even more savings, I highly recommend using TrueCar No Haggle and CarsDirect to see the lowest prices being offered in your area.

Best 0% Finance Deals

Vehicle APR Term APR Rate Plus Cash Back Get Price
2023 Hyundai Nexo Hydrogen 72 0% $33,000
2023 Toyota Mirai Hydrogen 72 0% $22,000
2023 Toyota bZ4X Electric 72 0% $2,500
2023 Nissan Ariya Electric 72 0% $1,000
2023 Fiat 500X 72 0%
2023 Subaru Solterra Electric 72 0%
2023 Ford Edge 60 0% $4,000
2024 Ford Edge 60 0% $2,500
2023 Kia EV6 Electric 60 0% $2,500
2023 Nissan TITAN 60 0% $2,000
2023 Nissan TITAN XD 60 0% $2,000
2023 Ford Escape Plug-in Hybrid 60 0% $1,000
2023 Ford Escape Hybrid 60 0% $1,000
2023 Ford Escape 60 0% $1,000
2023 Ford Bronco Sport 60 0% $1,000
2023 Chrysler Pacifica Plug-in Hybrid 60 0%
2023 Ford E-Transit 60 0%
2023 Kia Niro EV Electric 60 0%
2024 Mazda CX-50 60 0%
2024 Mazda CX-30 60 0%
2024 Mitsubishi Outlander 60 0%
2023 Mitsubishi Outlander 60 0%
2024 Mitsubishi Eclipse Cross 48 0%
2023 Mitsubishi Eclipse Cross 48 0%
2023 Hyundai Santa Fe 36 0% $1,500
2023 Ford Explorer Hybrid 36 0% $1,000
2023 Hyundai Santa Fe Hybrid 36 0% $1,000
2023 Ford Explorer 36 0% $750
2024 Nissan Altima 36 0% $500
2023 Nissan Rogue 36 0% $500
2023 Ford Mach-E Electric 36 0%
2024 Hyundai Tucson 36 0%
2024 Buick Encore GX 72 0.9%
2023 Buick Envision 72 0.9%
2023 Buick Enclave 72 0.9%
2024 GMC Sierra 1500 72 0.9%
2023 Infiniti QX80 60 0.9%
2023 Lexus RZ Electric 60 0.9%
2023 Lincoln Nautilus 60 0.9% $3,500
2024 Kia EV6 Electric 48 0.9%
2023 Kia Sorento 48 0.9%
2023 Ford F-150 36 0.9% $1,500
2023 Honda Ridgeline 36 0.9%
2024 Mazda CX-90 36 0.9%
2024 Mazda CX-5 36 0.9%
2023 Mazda MX-5 Miata 36 0.9%
2024 Hyundai Kona EV Electric 48 0.99%
2024 Hyundai Ioniq 5 Electric 48 0.99%
2024 Ford Bronco Sport 60 1.9%
2024 Lexus RZ Electric 60 1.9%
2023 Lincoln Corsair 60 1.9%
2024 Kia Niro EV Electric 48 1.9%
2024 Subaru Outback 48 1.9%
2024 Chevrolet Trailblazer 36 1.9%
2024 Chevrolet Equinox 36 1.9%
2024 Chevrolet Blazer 36 1.9%
2023 Chevrolet Traverse 36 1.9%
2023 Chevrolet Trailblazer 36 1.9%
2023 Chevrolet Equinox 36 1.9%
2023 Chevrolet Blazer 36 1.9%
2024 Ford Mustang 36 1.9%
2024 Ford Escape Plug-in Hybrid 36 1.9%
2024 Ford Escape Hybrid 36 1.9%
2024 Ford Escape 36 1.9%
2023 Ford F-150 Lightning Electric 36 1.9%
2023 Jeep Renegade 36 1.9%
2023 Lincoln Navigator 36 1.9%
2023 Lincoln Aviator 36 1.9%
2024 Audi Q4 Sportback e-tron 60 1.99%
2024 Audi Q4 e-tron Electric 60 1.99%
2023 Audi Q4 e-tron Electric 60 1.99%
2023 Audi Q4 e-tron Sportback Electric 60 1.99%






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About The Author

Gregg Fidan Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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