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Best 0% Finance Deals April 2023
March 30, 2023
This week, I updated the list of best 0% finance deals on new cars. Interest rates have been going up in recent months, which means manufacturers have cut back on offering 0% financing deals. However, for April we are starting to see an increase in zero percent financing deals, some like the Ford Edge and Ram 1500 are offering 0% for 72 months, which has been very rare in recent months.
The average APR rate for a 60-month new car loan has risen to 6-9% for those with good credit. Using this figure, a 60-month, 0% deal will save you around $4,000 in interest for
a vehicle costing $40,000.
Check out the full list below. For even more savings, I highly recommend using TrueCar No Haggle and CarsDirect to see the lowest prices being offered in your area.
Best 0% Finance Deals
| Vehicle | APR Term | APR Rate | Plus Cash Back | Get Price |
|---|---|---|---|---|
| 2022 Toyota Mirai | 72 | 0% | + $17,000 | |
| 2022 Ford Edge | 72 | 0% | + $3,000 | |
| 2023 Hyundai Nexo | 72 | 0% | ||
| 2022 Ram 1500 | 72 | 0% | ||
| 2022 Ford Mustang | 60 | 0% | + $1,000 | |
| 2022 Ford F-150 | 48 | 0% | + $3,000 | |
| 2023 Hyundai Sonata | 48 | 0% | + $1,000 | |
| 2023 Hyundai Santa Fe | 48 | 0% | + $1,000 | |
| 2022 Lincoln Corsair | 48 | 0% | + $1,000 | |
| 2023 Hyundai Tucson | 48 | 0% | + $500 | |
| 2023 Hyundai Santa Cruz | 48 | 0% | + $500 | |
| 2023 Hyundai Kona | 48 | 0% | + $500 | |
| 2023 Hyundai Elantra | 48 | 0% | + $500 | |
| 2023 Toyota Tacoma | 48 | 0% | + $500 | |
| 2022 Ford Explorer | 48 | 0% | ||
| 2022 Ford Explorer | 48 | 0% | ||
| 2022 Ford Escape | 48 | 0% | ||
| 2022 Ford Escape | 48 | 0% | ||
| 2022 Ford Escape | 48 | 0% | ||
| 2023 Hyundai Venue | 48 | 0% | ||
| 2023 Hyundai Kona EV | 48 | 0% | ||
| 2022 Lincoln Nautilus | 48 | 0% | ||
| 2022 Jeep Compass | 36 | 0% | + $2,500 | |
| 2023 Ford F-150 | 36 | 0% | + $1,750 | |
| 2023 Nissan Rogue | 36 | 0% | + $500 | |
| 2023 Ford Explorer | 36 | 0% | ||
| 2023 Ford Explorer | 36 | 0% | ||
| 2023 Ford Escape | 36 | 0% | ||
| 2023 Ford Escape | 36 | 0% | ||
| 2023 Ford Escape | 36 | 0% | ||
| 2023 Ford Edge | 36 | 0% | ||
| 2023 Mazda CX-9 | 36 | 0% | ||
| 2023 Mazda CX-5 | 36 | 0% | ||
| 2023 Mazda CX-50 | 36 | 0% | ||
| 2023 Mazda CX-30 | 36 | 0% | ||
| 2023 Nissan Pathfinder | 36 | 0% | ||
| 2023 Nissan Altima | 36 | 0% |
3 Steps Every Car Buyer Needs to Take to Save Maximum Money
The key to getting the best deal is to gather price or lease bids from as many local dealers as possible. Then shop that best price around until no one can beat it. Here are the steps:Step 1 Get Prices From My Trusted Network
Select the vehicle you're interested in to see if there are local dealers in my network who will provide you with their best upfront price. You will get direct access to an internet sales manager who you can further negotiate with online (no need to visit dealership).Select Vehicle to Get Local Pricing
Step 2 Get Prices From TrueCar / CarsDirect
TrueCar, and CarsDirect are my top 2 online price quote recommendations. These services show you pre-negotiated prices from dealers closest to you - and the deals are usually pretty decent. But remember, you can still negotiate further.Step 3 Complete my Checklist
Follow this up with my checklist to make sure you squeeze out every last bit of savings.- Gregg Fidan
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Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
- Best Rebates, Incentives, and Lease Deals
- Latest Car Buying Scams and Tricks
- The Best & Worst Time to Buy a Car
- Which Cars You Should Avoid
About The Author
Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate
the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.
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I welcome your car buying questions. Email Me and I'll be glad to answer them!
