Best 0% Finance Deals September 2021

This week, I updated the list of best 0% finance deals on new cars. Interest rates are at all time lows, and manufacturers continue offering lots of 0% financing deals on many models even though inventory is low. However the longer terms such as 84 months are not being offered anymore.

The average APR rate for a 60-month new car loan has fallen to around 4% for those with excellent credit. Using this figure, a 60-month, 0% deal will save you around $3,000 in interest for a vehicle costing $30,000.

Check out the full list below. For even more savings, I highly recommend using TrueCar No Haggle, CarsDirect and NADAGuides to see the lowest prices being offered in your area.

Best 0% Finance Deals

Vehicle APR Term APR Rate Plus Cash Back
2021 Toyota Mirai 72 0% + $20,000
2021 Hyundai Nexo 72 0% + $7,500
2021 Dodge Challenger 72 0% + $1,000
2021 Fiat 500X 72 0% + $1,000
2022 Nissan LEAF 72 0% + $1,000
2021 Dodge Charger 72 0% + $750
2020 Audi S8 72 0%
2020 Audi S4 72 0%
2020 Audi Q5 72 0%
2020 Audi e-tron 72 0%
2020 Audi A7 72 0%
2020 Audi A6 allroad 72 0%
2021 Buick Envision 72 0%
2021 Buick Encore 72 0%
2021 Buick Encore GX 72 0%
2021 Buick Enclave 72 0%
2022 Chevrolet Trax 72 0%
2022 Chevrolet Equinox 72 0%
2022 Chevrolet Blazer 72 0%
2021 Chevrolet Trax 72 0%
2021 Chevrolet Traverse 72 0%
2021 Chevrolet Spark 72 0%
2021 Chevrolet Equinox 72 0%
2021 Chevrolet Blazer 72 0%
2021 Chrysler Voyager 72 0%
2021 Chrysler 300 72 0%
2021 Dodge Durango 72 0%
2021 Ford F-150 72 0%
2021 Genesis G90 72 0%
2021 GMC Terrain 72 0%
2021 GMC Acadia 72 0%
2021 Jeep Grand Cherokee 72 0%
2021 Volkswagen Arteon 72 0%
2020 Kia Niro EV 66 0% + $2,000
2021 Kia Niro EV 66 0%
2021 Subaru Outback 63 0%
2021 Subaru Legacy 63 0%
2021 Subaru Impreza 63 0%
2021 BMW i3 60 0% + $7,500
2021 Toyota Avalon 60 0% + $2,500
2021 Hyundai Kona EV 60 0% + $1,500
2021 Nissan Murano 60 0% + $1,500
2021 Hyundai Ioniq 60 0% + $1,000
2021 Hyundai Ioniq 60 0% + $1,000
2021 Hyundai Ioniq 60 0% + $1,000
2021 Hyundai Tucson 60 0% + $500
2021 Hyundai Kona 60 0% + $500
2021 Genesis G80 60 0%
2021 Hyundai Veloster N 60 0%
2021 Hyundai Sonata 60 0%
2021 Hyundai Elantra 60 0%
2021 Hyundai Elantra 60 0%
2022 Kia Stinger 60 0%
2022 Kia Sportage 60 0%
2022 Kia Niro EV 60 0%
2021 Kia Niro 60 0%
2021 Kia Niro 60 0%
2021 Toyota Avalon 60 0%
2021 Volkswagen Passat 60 0%
2021 Ram 1500 Classic 48 0% + $4,250
2021 Jeep Renegade 48 0% + $1,750
2022 Honda Pilot 48 0%
2022 Honda HR-V 48 0%
2021 Honda Pilot 48 0%
2021 Honda Passport 48 0%
2021 Honda HR-V 48 0%
2021 Hyundai Venue 48 0%
2021 Hyundai Santa Fe 48 0%
2021 Hyundai Santa Fe 48 0%
2021 Hyundai Accent 48 0%
2021 Ford Expedition 36 0% + $2,000
2021 Ford EcoSport 36 0% + $2,000
2021 Ford Escape 36 0% + $1,000
2021 Ford Escape 36 0% + $1,000
2021 Ford Escape 36 0% + $1,000
2021 Lincoln Corsair 36 0% + $1,000
2021 Toyota Camry 36 0% + $750
2021 Ford Ranger 36 0% + $500
2021 Ford Mustang 36 0% + $500
2021 Ford Explorer 36 0% + $500
2021 Ford Explorer 36 0% + $500
2021 Ford Edge 36 0% + $500
2021 Ford Bronco Sport 36 0% + $500
2021 Jeep Gladiator 36 0% + $500
2021 Mazda Mazda6 36 0% + $500
2021 Mazda CX-3 36 0% + $500
2021 Nissan Maxima 36 0% + $500
2021 Volkswagen Tiguan 36 0% + $500
2021 Volkswagen Jetta 36 0% + $500
2021 Volkswagen Atlas Cross Sport 36 0% + $500
2021 Acura TLX 36 0%
2021 Acura ILX 36 0%
2022 Ford Maverick 36 0%
2021 Jeep Wrangler 36 0%
2021 Lincoln Nautilus 36 0%
2021 Lincoln Aviator 36 0%
2021 Mazda MX-5 Miata 36 0%
2021 Mazda Mazda3 36 0%
2021 Mazda CX-9 36 0%
2021 Mazda CX-5 36 0%
2021 Mazda CX-30 36 0%
2022 Nissan Pathfinder 36 0%
2022 Nissan Frontier 36 0%
2021 Nissan Versa 36 0%
2021 Nissan Sentra 36 0%
2021 Nissan Rogue 36 0%
2021 Nissan Rogue Sport 36 0%
2021 Nissan LEAF 36 0%
2021 Nissan Frontier 36 0%
2021 Nissan Armada 36 0%
2021 Nissan Altima 36 0%
2022 Toyota Corolla 36 0%
2022 Toyota Corolla 36 0%
2021 Toyota RAV4 36 0%
2021 Toyota Highlander 36 0%
2021 Toyota Highlander 36 0%
2021 Toyota Camry 36 0%
2021 Toyota C-HR 36 0%
2021 Volkswagen Jetta GLI 36 0%
2021 Volkswagen Golf 36 0%
2021 Volkswagen Golf GTI 36 0%
2021 Volkswagen Atlas 36 0%






My Recommendation for Car Shoppers

TrueCar No-Haggle, CarsDirect, and NADAGuides are the quickest way to see the lowest car prices in your area. These sites show you no-haggle prices from dealers closest to you - and the deals are usually really good. This should be the first step you take when negotiating your car price. Follow this up with my checklist to make sure you squeeze out every last bit of savings.
- Gregg Fidan

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About The Author

Gregg Fidan Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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