Best 0% Finance Deals September 2023
This week, I updated the list of best 0% finance deals on new cars. Interest rates have gone up considerably in recent months, which means manufacturers have cut back on offering 0% financing deals. However, for September we are still seeing some zero percent finance deals, some like the Nissan Titan, Ford Edge, and Mach-E are offering 0% for up to 60 months. Of note this month, GM has increased APRs on their finance deals, so Chevrolet, Cadillac, and GMC are no longer on this list.
The average APR rate for a 60-month new car loan has risen to 6-9% for those with good credit. Using this figure, a 60-month, 0% deal will save you around $4,000 in interest for a vehicle costing $40,000.
Because 0% apr deals are still rare, I've included deals under 2% as well. Check out the full list below. For even more savings, I highly recommend using TrueCar No Haggle and CarsDirect to see the lowest prices being offered in your area.
Best 0% Finance Deals
| Vehicle | APR Term | APR Rate | Plus Cash Back | Get Price |
|---|---|---|---|---|
| 2023 Hyundai Nexo Hydrogen | 72 | 0% | $22,000 | |
| 2023 Toyota Mirai Hydrogen | 72 | 0% | $22,000 | |
| 2023 Fiat 500X | 72 | 0% | ||
| 2023 Ford Edge | 60 | 0% | $3,000 | |
| 2023 Ford Mach-E Electric | 60 | 0% | ||
| 2023 Nissan TITAN | 60 | 0% | ||
| 2023 Nissan TITAN XD | 60 | 0% | ||
| 2022 Ford Explorer Hybrid | 48 | 0% | $1,000 | |
| 2022 Ford Explorer | 48 | 0% | $1,000 | |
| 2022 Lincoln Corsair | 48 | 0% | $1,000 | |
| 2023 Ford F-150 | 36 | 0% | $500 | |
| 2023 Nissan Rogue | 36 | 0% | $500 | |
| 2023 Ford Expedition | 36 | 0% | ||
| 2023 Nissan Altima | 36 | 0% | ||
| 2023 Kia Niro EV Electric | 48 | 0.9% | ||
| 2023 Kia EV6 Electric | 48 | 0.9% | ||
| 2023 Subaru Solterra Electric | 48 | 0.9% | ||
| 2023 Ford Mustang | 36 | 0.9% | $2,000 | |
| 2023 Ford Explorer Hybrid | 36 | 0.9% | ||
| 2023 Ford Explorer | 36 | 0.9% | $1,000 | |
| 2023 Ford Escape Plug-in Hybrid | 36 | 0.9% | ||
| 2023 Ford Escape Hybrid | 36 | 0.9% | ||
| 2023 Ford Escape | 36 | 0.9% | $500 | |
| 2023 Honda Ridgeline | 36 | 0.9% | ||
| 2024 Mazda CX-90 | 36 | 0.9% | ||
| 2023 Mazda MX-5 Miata | 36 | 0.9% | ||
| 2024 Nissan Altima | 36 | 0.9% | ||
| 2023 Hyundai Ioniq 6 Electric | 48 | 0.99% | ||
| 2023 Hyundai Ioniq 5 Electric | 48 | 0.99% | $2,500 | |
| 2022 Subaru WRX | 48 | 1.9% | ||
| 2023 Ford F-150 Lightning Electric | 36 | 1.9% | $1,750 | |
| 2023 Ford E-Transit | 36 | 1.9% | ||
| 2023 Ford Bronco Sport | 36 | 1.9% | ||
| 2023 Jeep Renegade | 36 | 1.9% | $4,000 | |
| 2023 Jeep Compass | 36 | 1.9% | ||
| 2023 Lincoln Navigator | 36 | 1.9% | ||
| 2023 Lincoln Nautilus | 36 | 1.9% | $2,250 | |
| 2023 Lincoln Corsair | 36 | 1.9% | ||
| 2023 Lincoln Aviator | 36 | 1.9% | ||
| 2023 Hyundai Kona EV Electric | 48 | 1.99% | ||
| 2023 Toyota bZ4X Electric | 48 | 1.99% | $2,500 | |
| 2023 Nissan Armada | 36 | 1.99% |
Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
- Best Rebates, Incentives, and Lease Deals
- Latest Car Buying Scams and Tricks
- The Best & Worst Time to Buy a Car
- Which Cars You Should Avoid
About The Author
Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate
the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.
Latest Weekly Car Buying Tips
September 2023
- Best Bang for Your Buck Lease Deals Sep 21, 2023
- Top 100 Cheapest New Cars for 2023 Sep 21, 2023
- Cars With the Largest Rebates Sep 21, 2023
- Real Prices of Compact Cars Sep 21, 2023
- Best 0% Finance Deals September 2023 Sep 14, 2023
- Best Electric, Hybrid Lease Deals Sep 14, 2023
- Biggest Price Drops on New Cars Sep 14, 2023
- Real Prices of Large SUVs Sep 14, 2023
- Biggest Discounts on New Cars Sep 07, 2023
- New Cars with the Most Available Inventory Sep 07, 2023
- Real Prices of New Compact SUVs Sep 07, 2023
- New Cars You Should Wait to Buy Sep 07, 2023
August 2023
- The Best Labor Day 2023 Car Deals Aug 31, 2023
- Best Car Deals by Category Aug 31, 2023
- Which Cars Better to Lease or Buy Aug 31, 2023
- Real Prices of Pickup Trucks Aug 31, 2023
- Worst Cars to Lease Right Now Aug 24, 2023
- Best Car Deals Around the Country Aug 24, 2023
- Real Prices of Midsize SUVs Aug 24, 2023
- Review of CoPilot Car Shopping App Aug 24, 2023
- Top 100 Cheapest Lease Deals Aug 17, 2023
- Price Comparison of Subcompact SUVs Aug 17, 2023
- Real Prices of Midsize Cars Aug 03, 2023
