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Least Expensive Cars to Insure
April 4, 2019
When selecting a vehicle, there are so many things to consider -- price, fuel economy, safety ratings, how the vehicle handles. Because of all that goes into making a decision, sometimes it's easy to forget about other aspects of car ownership, such as needing to have your car insured.
Some cars can be way more costly than their competition. Insure.com recently released their list of the most and least expensive vehicles to insure in 2019 based on the average auto insurance rates for 2019 models from six large insurance carriers. The Honda Odyssey LX was once again named the least expensive vehicle to insure, followed by the Jeep Wrangler Sport and Subaru Outback 2.5i. And on the most expensive list, the Nissan GT-R, Mercedes Maybach S650, and Porsche Panamera made up the top three.
If you're considering any of these vehicles, I recommend using TrueCar No Haggle and CarsDirect to see the lowest prices being offered in your area.
Least Expensive to Insure
| Rank | Make | Model | Average rate |
|---|---|---|---|
| 1 | Honda | Odyssey LX | $1,298 |
| 2 | Jeep | Wrangler Sport | $1,304 |
| 3 | Subaru | Outback 2.5i | $1,306 |
| 4 | Mazda | CX-3 Sport | $1,307 |
| 5 | Honda | HR-V LX | $1,325 |
| 6 | Honda | CR-V LX | $1,333 |
| 7 | Jeep | Renegade Sport | $1,338 |
| 8 | Ford | Escape S | $1,344 |
| 9 | Subaru | Forester 2.5i | $1,347 |
| 10 | Jeep | Compass Sport | $1,349 |
| 11 | Mazda | CX-5 Sport | $1,352 |
| 12 | Subaru | Crosstrek | $1,353 |
| 13 | Buick | Encore 1SV | $1,354 |
| 14 | Honda | Fit LX w/Honda Sensing | $1,358 |
| 15 | Nissan | Frontier S | $1,361 |
| 15 | Jeep | Cherokee Latitude | $1,361 |
| 17 | Dodge | Grand Caravan SE | $1,363 |
| 18 | Ford | Transit Connect XL | $1,366 |
| 19 | GMC | Canyon SL | $1,369 |
| 20 | Chevrolet | Traverse L | $1,374 |
Most Expensive to Insure
| Rank | Make | Model | Average rate |
|---|---|---|---|
| 1 | Nissan | GT-R | $3,941 |
| 2 | Mercedes | Maybach S650 | $3,917 |
| 3 | Porsche | Panamera | $3,887 |
| 4 | Mercedes | AMG GT R | $3,751 |
| 5 | BMW | M760i xDrive | $3,705 |
| 6 | BMW | M6 Gran Coupe | $3,637 |
| 7 | BMW | I8 | $3,603 |
| 8 | Mercedes | S65 AMG | $3,585 |
| 9 | Mercedes | SL63 AMG | $3,549 |
| 10 | Mercedes | S560 4MATIC | $3,514 |
| 11 | Porsche | 911 Carrera GT3 RS | $3,458 |
| 12 | Mercedes | Maybach S560 4MATIC | $3,393 |
| 13 | Land Rover | Range Rover SV AUTOBIO Dynamic | $3,356 |
| 14 | Jaguar | F-Type SVR | $3,350 |
| 15 | Tesla | Model S 75D | $3,300 |
| 16 | BMW | M5 | $3,275 |
| 17 | Jaguar | XJ R575 | $3,257 |
| 18 | Mercedes | SL550 | $3,218 |
| 19 | BMW | 750I XDrive | $3,216 |
| 20 | Jaguar | XF Sport Brake Prestige | $3,199 |
3 Steps Every Car Buyer Needs to Take to Save Maximum Money
The key to getting the best deal is to gather price or lease bids from as many local dealers as possible. Then shop that best price around until no one can beat it. Here are the steps:Step 1 Get Prices From My Trusted Network
Select the vehicle you're interested in to see if there are local dealers in my network who will provide you with their best upfront price. You will get direct access to an internet sales manager who you can further negotiate with online (no need to visit dealership).Select Vehicle to Get Local Pricing
Step 2 Get Prices From TrueCar / CarsDirect
TrueCar, and CarsDirect are my top 2 online price quote recommendations. These services show you pre-negotiated prices from dealers closest to you - and the deals are usually pretty decent. But remember, you can still negotiate further.Step 3 Complete my Checklist
Follow this up with my checklist to make sure you squeeze out every last bit of savings.- Gregg Fidan
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About The Author
Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate
the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.
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