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Best 0% Finance Deals

October 17, 2019

This week, I updated the list of best 0% finance deals on new cars. As interest rates have risen, it's becoming harder and harder to find 0% finance deals such as these. The list below includes bonus cash you can get on top of zero percent - up to $7,250 in some cases. Kia, FIAT and GM are the manufacturers offering the best overall financing terms - up to 75 months at 0% interest, or 0% for 72 months plus some cash back on several FIAT, Chevrolet and Buick models.

The average APR rate for a 60-month new car loan right now is around 5.5%. Using this figure, a 60-month, 0% deal will save you around $4,400 in interest for a vehicle costing $30,000.

Check out the full list below. For even more savings, I highly recommend using TrueCar No Haggle and Edmunds Price Promise to see the lowest prices being offered in your area.

Best 0% Finance Deals

Vehicle APR Term APR Rate Plus Cash Back
2019 Kia Cadenza 75 0% $0
2019 Kia Stinger 75 0% $0
2019 Kia Sedona 75 0% $0
2019 Kia K900 75 0% $0
2019 Kia Optima 75 0% $0
2019 Kia Sorento 75 0% $0
2019 Fiat 500e 72 0% $7,250
2019 Chevrolet Bolt 72 0% $2,500
2018 Mitsubishi Eclipse Cross 72 0% $2,000
2018 Mitsubishi Outlander PHEV 72 0% $2,000
2020 Ford Fusion 72 0% $2,000
2019 Chevrolet Silverado 1500 LD 72 0% $2,000
2019 GMC Sierra 1500 72 0% $1,250
2019 Ford Expedition 72 0% $1,250
2019 Ford Flex 72 0% $1,000
2019 Ford Fusion 72 0% $1,000
2019 Buick Encore 72 0% $1,000
2019 Chevrolet Trax 72 0% $750
2019 Chevrolet Malibu 72 0% $500
2019 Mitsubishi Eclipse Cross 72 0% $500
2019 Buick Cascada 72 0% $500
2019 Hyundai Tucson 72 0% $500
2019 GMC Acadia 72 0% $250
2019 Buick Lacrosse 72 0% $250
2019 Chevrolet Spark 72 0% $250
2019 Maserati Ghibli 72 0% $0
2019 Buick Envision 72 0% $0
2019 Hyundai Elantra 72 0% $0
2019 Chevrolet Suburban 72 0% $0
2019 Nissan Titan XD 72 0% $0
2019 Toyota Tundra 72 0% $0
2020 Hyundai Santa Fe 72 0% $0
2019 GMC Yukon 72 0% $0
2019 Mitsubishi Outlander PHEV 72 0% $0
2019 Chevrolet Tahoe 72 0% $0
2019 Ford Mustang 72 0% $0
2019 Nissan Titan 72 0% $0
2019 Toyota Prius 72 0% $0
2019 Hyundai Santa Fe 72 0% $0
2019 GMC Yukon XL 72 0% $0
2020 Hyundai Elantra 72 0% $0
2019 Lincoln Continental 60 0% $3,000
2020 Chrysler Pacifica 60 0% $2,000
2019 Nissan Rogue 60 0% $2,000
2018 Mitsubishi Outlander 60 0% $2,000
2019 Ford Edge 60 0% $1,500
2019 Lincoln MKT 60 0% $1,500
2019 Chrysler Pacifica 60 0% $1,500
2019 Nissan Sentra 60 0% $1,500
2019 Nissan Rogue Sport 60 0% $1,000
2019 Mitsubishi Outlander Sport 60 0% $1,000
2019 Ford Fusion Energi 60 0% $1,000
2019 Ram 1500 60 0% $1,000
2019 Nissan LEAF 60 0% $1,000
2019 Jeep Cherokee 60 0% $1,000
2019 Lincoln MKC 60 0% $750
2019 Chevrolet Equinox 60 0% $750
2019 Ford Ranger 60 0% $500
2019 Lincoln MKZ 60 0% $500
2019 Buick Enclave 60 0% $500
2019 Chevrolet Cruze 60 0% $500
2019 Chevrolet Silverado 2500HD 60 0% $500
2019 Lincoln Nautilus 60 0% $500
2019 Chevrolet Silverado 3500HD 60 0% $500
2019 Chevrolet Sonic 60 0% $250
2020 Chevrolet Equinox 60 0% $250
2019 Mitsubishi Outlander 48 0% $750
2018 Ram 2500 36 0% $3,250
2018 Ram 3500 36 0% $3,250
2019 Nissan Armada 36 0% $3,000
2019 Nissan Maxima 36 0% $2,500
2019 Jeep Compass 36 0% $2,250
2019 Nissan Murano 36 0% $2,250
2020 Nissan Altima 36 0% $2,000
2019 Jeep Renegade 36 0% $2,000
2019 Nissan Pathfinder 36 0% $2,000
2020 Nissan Murano 36 0% $1,750
2019 Jeep Grand Cherokee 36 0% $1,000
2020 Nissan Rogue 36 0% $1,000
2020 Jeep Compass 36 0% $750
2020 Jeep Cherokee 36 0% $750
2020 Jeep Grand Cherokee 36 0% $750
2020 Lincoln Continental 36 0% $500

My Recommendation for Car Shoppers

TrueCar and Edmunds are the quickest way to see the lowest car prices in your area. These sites show you no-haggle prices from dealers closest to you - and the deals are usually really good. This should be the first step you take when negotiating your car price. Follow this up with my checklist to make sure you squeeze out every last bit of savings.
- Gregg Fidan

Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
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Gregg Fidan

About: Gregg Fidan


Gregg Fidan + is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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