Best 0% Finance Deals September 2026
This week, I updated the list of best 0% finance deals on new cars. Interest rates have been going up in recent months, which means manufacturers have cut back on offering 0% financing deals. However, for September we are seeing a large number of manufacturers offering zero percent finance deals, some like Volkswagen, Ford, Dodge and Jeep are all offering 0% for up to 72 months plus cash back on top of that! Hyundai, Nissan, Ford and Lincoln are all offering 0% for 60 months.
The average APR rate for a 60-month new car loan has risen to 6-9% for those with good credit. Using this figure, a 60-month, 0% deal will save you around $4,000 in interest for
a vehicle costing $40,000.
Check out the full list below. For even more savings, I highly recommend using TrueCar No Haggle and CarsDirect to see the lowest prices being offered in your area.
Best 0% Finance Deals
| Vehicle | APR Term | APR Rate | Plus Cash Back | Get Price |
|---|---|---|---|---|
| 2026 Toyota Mirai | 72 | 0% | + $35,000 | |
| 2026 Kia Niro | 72 | 0% | + $3,500 | |
| 2026 Hyundai Ioniq 9 | 72 | 0% | + $3,000 | |
| 2026 Subaru Trailseeker | 72 | 0% | + $1,500 | |
| 2026 Subaru Uncharted | 72 | 0% | + $1,500 | |
| 2026 Hyundai Ioniq 5 | 72 | 0% | + $500 | |
| 2026 Lucid Gravity | 72 | 0% | ||
| 2026 Mazda CX-70 | 72 | 0% | ||
| 2026 Mitsubishi Outlander | 72 | 0% | ||
| 2026 Polestar 4 | 60 | 0% | + $18,000 | |
| 2026 Kia EV9 | 60 | 0% | + $5,000 | |
| 2026 Infiniti QX80 | 60 | 0% | + $3,000 | |
| 2026 Hyundai Santa Fe | 60 | 0% | + $1,500 | |
| 2026 Nissan Murano | 60 | 0% | + $1,000 | |
| 2026 Nissan Frontier | 60 | 0% | + $500 | |
| 2026 Nissan Rogue | 60 | 0% | + $500 | |
| 2026 Chevrolet Silverado 1500 | 60 | 0% | ||
| 2027 Genesis GV60 | 60 | 0% | ||
| 2027 Genesis GV70 | 60 | 0% | ||
| 2026 GMC Sierra 1500 | 60 | 0% | ||
| 2026 Hyundai Tucson | 60 | 0% | ||
| 2026 Kia EV6 | 60 | 0% | ||
| 2026 Lucid Air | 60 | 0% | ||
| 2026 Mazda CX-5 | 60 | 0% | ||
| 2026 Mazda CX-90 | 60 | 0% | ||
| 2026 Nissan Pathfinder | 60 | 0% | ||
| 2026 Ram 1500 | 60 | 0% | ||
| 2026 Volvo XC40 | 60 | 0% | ||
| 2026 Volvo XC90 | 60 | 0% | ||
| 2026 Lincoln Nautilus | 48 | 0% | + $1,500 | |
| 2026 Subaru Solterra | 48 | 0% | + $1,500 | |
| 2026 Lincoln Aviator | 48 | 0% | + $500 | |
| 2026 Kia Sorento | 48 | 0% | ||
| 2026 Kia Sportage | 48 | 0% | ||
| 2026 Subaru Outback | 48 | 0% | ||
| 2026 Ford F-150 | 36 | 0% | + $2,000 | |
| 2026 Ford Explorer | 36 | 0% | + $1,500 | |
| 2026 Lincoln Navigator | 36 | 0% | + $1,500 | |
| 2026 Chrysler Pacifica | 36 | 0% | ||
| 2026 Jeep Gladiator | 36 | 0% | ||
| 2026 Jeep Grand Cherokee | 36 | 0% | ||
| 2026 Jeep Wrangler | 36 | 0% | ||
| 2026 Mazda CX-30 | 36 | 0% | ||
| 2026 Mazda CX-50 | 36 | 0% | ||
| 2026 Mazda Mazda3 | 36 | 0% |
Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
- Best Rebates, Incentives, and Lease Deals
- Latest Car Buying Scams and Tricks
- The Best & Worst Time to Buy a Car
- Which Cars You Should Avoid
About The Author
Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate
the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.
Latest Weekly Car Buying Tips
September 2026
- Best 0% Finance Deals September 2026 Sep 04, 2026
- Best Bang for Your Buck Lease Deals Sep 04, 2026
- Best Electric, Hybrid Lease Deals Sep 04, 2026
- Real Prices of Large SUVs Sep 04, 2026
August 2026
- Best Car Deals Around the Country Aug 28, 2026
- Cars With the Largest Rebates Aug 28, 2026
- Which Cars Better to Lease or Buy Aug 28, 2026
- Real Prices of Midsize Cars Aug 28, 2026
- Best Car Deals by Category Aug 21, 2026
- Top 100 Cheapest New Cars Right Now Aug 21, 2026
- Real Prices of Midsize SUVs Aug 21, 2026
- Cheapest Luxury Lease Deals Aug 21, 2026
- Top 100 Cheapest Lease Deals Aug 14, 2026
- All SUV Lease Deals Compared August 2026 Aug 14, 2026
- Biggest Discounts on New Cars August 2026 Aug 14, 2026
- Price Comparison of Subcompact SUVs Aug 14, 2026
- Real Prices of Compact Cars Aug 06, 2026
