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Best 0% Finance Deals September 2020

September 10, 2020

This week, I updated the list of best 0% finance deals on new cars. Interest rates are at all time lows, but manufacturers are not as generous as they were when the pandemic first hit. Of note for September, Chrysler (including Jeep, Dodge, and RAM) is offering 84 month 0% deals again.

Ford, Nissan, and Mitsubishi are offering 0% for 72 months PLUS cash back on certain models.

The average APR rate for a 60-month new car loan has fallen to around 4% for those with excellent credit. Using this figure, a 60-month, 0% deal will save you around $3,000 in interest for a vehicle costing $30,000.

Check out the full list below. For even more savings, I highly recommend using TrueCar No Haggle, CarsDirect and RydeShopper to see the lowest prices being offered in your area.

Best 0% Finance Deals

Vehicle APR Term APR Rate Plus Cash Back
2019 Dodge Journey 84 0% $2,000
2019 Dodge Challenger 84 0% $2,000
2020 Ram 1500 84 0% $1,000
2020 Ford EcoSport 84 0% $1,000
2019 Dodge Grand Caravan 84 0% $1,000
2020 Chrysler Pacifica 84 0% $0
2020 Jeep Renegade 84 0% $0
2020 Jeep Cherokee 84 0% $0
2020 Chrysler 300 84 0% $0
2020 Jeep Compass 84 0% $0
2019 Kia Niro EV 75 0% $1,000
2020 Kia K900 75 0% $0
2020 Kia Stinger 75 0% $0
2020 Kia Soul 75 0% $0
2020 Kia Cadenza 75 0% $0
2020 Kia Sorento 75 0% $0
2020 Kia Sportage 75 0% $0
2020 Kia Optima 75 0% $0
2020 Toyota Mirai 72 0% $32,000
2019 Toyota Mirai 72 0% $32,000
2020 Jeep Grand Cherokee 72 0% $3,250
2020 Nissan Murano 72 0% $2,500
2020 Dodge Charger 72 0% $2,500
2020 Dodge Challenger 72 0% $2,250
2020 Nissan TITAN XD 72 0% $2,000
2019 Mitsubishi Outlander PHEV 72 0% $2,000
2020 Nissan TITAN 72 0% $2,000
2020 Nissan Armada 72 0% $2,000
2020 Lincoln MKZ 72 0% $2,000
2020 Nissan Pathfinder 72 0% $1,750
2019 Mitsubishi Outlander 72 0% $1,500
2019 Mitsubishi Outlander Sport 72 0% $1,500
2019 Mitsubishi Eclipse Cross 72 0% $1,500
2019 Ford Ranger 72 0% $1,250
2020 Dodge Durango 72 0% $1,250
2019 Hyundai Sonata 72 0% $1,000
2020 Ford Fusion Energi 72 0% $1,000
2021 Nissan TITAN 72 0% $1,000
2020 Nissan Rogue Sport 72 0% $1,000
2020 Ford Fusion 72 0% $1,000
2020 Nissan Kicks 72 0% $500
2020 Hyundai Sonata 72 0% $500
2020 Nissan LEAF 72 0% $500
2020 Infiniti Q60 72 0% $0
2019 Maserati Levante 72 0% $0
2020 Nissan Frontier 72 0% $0
2020 Jaguar F-Type 72 0% $0
2019 Audi A6 72 0% $0
2020 Volkswagen Jetta 72 0% $0
2020 Jaguar F-Pace 72 0% $0
2020 Volkswagen Tiguan 72 0% $0
2020 Land Rover Range Rover Evoque 72 0% $0
2019 Audi A4 72 0% $0
2020 Land Rover Range Rover 72 0% $0
2019 Audi e-tron 72 0% $0
2019 Audi S5 72 0% $0
2021 Hyundai Tucson 72 0% $0
2020 Toyota Tundra 72 0% $0
2019 Audi RS 5 72 0% $0
2020 Hyundai Tucson 72 0% $0
2019 Audi Q7 72 0% $0
2020 Infiniti QX60 72 0% $0
2020 Infiniti Q50 72 0% $0
2020 Volkswagen Arteon 72 0% $0
2020 Jaguar XF 72 0% $0
2020 Volkswagen Passat 72 0% $0
2020 Genesis G70 72 0% $0
2020 Jaguar I-PACE 72 0% $0
2019 Audi A5 Sportback 72 0% $0
2020 Volkswagen Atlas 72 0% $0
2020 Land Rover Discovery Sport 72 0% $0
2019 Audi A4 allroad 72 0% $0
2020 Land Rover Range Rover Velar 72 0% $0
2020 Hyundai Santa Fe 72 0% $0
2020 Toyota Camry 72 0% $0
2020 Infiniti QX50 72 0% $0
2020 Kia Niro EV 72 0% $0
2019 Maserati GranTurismo 72 0% $0
2020 Jaguar XE 72 0% $0
2020 Volkswagen Jetta GLI 72 0% $0
2020 Jaguar E-Pace 72 0% $0
2019 Audi A5 72 0% $0
2020 Land Rover Discovery 72 0% $0
2019 Audi S5 Sportback 72 0% $0
2019 Ford EcoSport 72 0% $0
2019 Ram 1500 Classic 72 0% $0
2019 Audi S4 72 0% $0
2019 Audi RS 5 Sportback 72 0% $0
2020 Infiniti QX80 72 0% $0
2020 Kia Niro 66 0% $500
2020 Kia Rio 5-Door 66 0% $0
2020 Audi A8 66 0% $0
2019 Audi A7 66 0% $0
2020 Kia Rio 66 0% $0
2020 Audi A4 allroad 66 0% $0
2020 Audi S3 66 0% $0
2019 Audi Q5 66 0% $0
2019 Audi A8 66 0% $0
2020 Audi A6 allroad 66 0% $0
2019 Audi TT 66 0% $0
2019 Audi SQ5 66 0% $0
2020 Kia Forte 66 0% $0
2020 Audi A3 66 0% $0
2020 Audi S6 66 0% $0
2020 Audi S4 66 0% $0
2021 Kia Soul 66 0% $0
2019 Audi S3 66 0% $0
2019 Audi Q8 66 0% $0
2020 Audi A8 e 66 0% $0
2020 Audi A6 66 0% $0
2019 Audi TTS 66 0% $0
2020 Audi A4 66 0% $0
2020 Audi S8 66 0% $0
2020 Kia Sedona 66 0% $0
2019 Audi A3 66 0% $0
2021 Kia Sportage 66 0% $0
2020 Subaru Outback 63 0% $0
2020 Subaru Impreza 63 0% $0
2020 Subaru Ascent 63 0% $0
2020 Subaru Forester 63 0% $0
2020 Subaru Legacy 63 0% $0
2020 Ford Expedition 60 0% $4,000
2020 Ford Edge 60 0% $3,250
2020 Ford Explorer 60 0% $3,250
2020 Nissan Rogue 60 0% $1,500
2019 Mitsubishi Mirage G4 60 0% $1,500
2020 Lincoln Continental 60 0% $1,500
2019 Mitsubishi Mirage 60 0% $1,250
2020 Lincoln Corsair 60 0% $1,000
2020 Mitsubishi Outlander PHEV 60 0% $1,000
2020 Lincoln Nautilus 60 0% $1,000
2020 Mazda CX-9 60 0% $1,000
2019 Nissan LEAF 60 0% $1,000
2020 Ford Escape 60 0% $1,000
2020 Lexus LS 60 0% $1,000
2020 Mitsubishi Eclipse Cross 60 0% $750
2021 Jeep Compass 60 0% $750
2020 Mitsubishi Outlander 60 0% $750
2020 Mitsubishi Mirage G4 60 0% $750
2020 Mitsubishi Outlander Sport 60 0% $750
2020 Mitsubishi Mirage 60 0% $500
2020 Mazda Mazda6 60 0% $500
2020 Toyota Prius 60 0% $500
2020 Mazda CX-5 60 0% $500
2020 Mazda Mazda3 60 0% $500
2021 Volvo S60 60 0% $0
2021 Volvo XC90 60 0% $0
2021 Volvo V90 Cross Country 60 0% $0
2021 Volvo V90 60 0% $0
2021 Volvo XC40 60 0% $0
2021 Volvo V60 Cross Country 60 0% $0
2021 Volvo S90 60 0% $0
2021 Volvo XC60 60 0% $0
2021 Volvo V60 60 0% $0
2020 Cadillac XT6 60 0% $0
2020 Lexus ES 60 0% $0
2020 Chevrolet Sonic 60 0% $0
2021 Cadillac XT5 60 0% $0
2020 Mazda CX-30 60 0% $0
2020 Volkswagen Golf GTI 60 0% $0
2020 Chevrolet Silverado 2500HD 60 0% $0
2020 Cadillac Escalade ESV 60 0% $0
2020 Mazda CX-3 60 0% $0
2020 Chevrolet Malibu 60 0% $0
2021 Cadillac Escalade 60 0% $0
2020 Chevrolet Express 3500 60 0% $0
2020 Cadillac CT5 60 0% $0
2020 Chevrolet Corvette 60 0% $0
2021 Kia Sedona 60 0% $0
2020 Chevrolet Camaro 60 0% $0
2020 Buick Regal Sportback 60 0% $0
2020 GMC Yukon 60 0% $0
2021 Toyota Corolla 60 0% $0
2020 Chevrolet Blazer 60 0% $0
2021 Buick Encore GX 60 0% $0
2020 GMC Sierra 3500HD 60 0% $0
2020 Lexus RC F 60 0% $0
2020 Buick Enclave 60 0% $0
2021 GMC Sierra 2500HD 60 0% $0
2020 Toyota Prius Prime 60 0% $0
2020 Lexus GX 60 0% $0
2020 Chevrolet Traverse 60 0% $0
2020 GMC Savana 2500 60 0% $0
2020 Toyota RAV4 60 0% $0
2020 Lexus NX 60 0% $0
2020 Hyundai Venue 60 0% $0
2021 Chevrolet Tahoe 60 0% $0
2020 GMC Acadia 60 0% $0
2020 Lexus GS F 60 0% $0
2020 Chevrolet Spark 60 0% $0
2021 Cadillac XT6 60 0% $0
2020 Lexus IS 60 0% $0
2020 Chevrolet Silverado 3500HD 60 0% $0
2020 Cadillac XT4 60 0% $0
2021 Chevrolet Silverado 2500HD 60 0% $0
2021 Cadillac Escalade ESV 60 0% $0
2021 Chevrolet Malibu 60 0% $0
2020 Cadillac CT6-V 60 0% $0
2020 BMW i3 60 0% $0
2020 Chevrolet Express 2500 60 0% $0
2020 Chevrolet Colorado 60 0% $0
2020 Cadillac CT4 60 0% $0
2020 GMC Yukon XL 60 0% $0
2021 Chevrolet Camaro 60 0% $0
2020 Buick Envision 60 0% $0
2021 GMC Yukon 60 0% $0
2021 Chevrolet Blazer 60 0% $0
2020 Hyundai Kona 60 0% $0
2020 Buick Encore 60 0% $0
2021 GMC Sierra 3500HD 60 0% $0
2020 Toyota GR Supra 60 0% $0
2020 Lexus RC 60 0% $0
2020 Chevrolet Trax 60 0% $0
2020 GMC Sierra 1500 60 0% $0
2020 Lexus RXL 60 0% $0
2021 Chevrolet TrailBlazer 60 0% $0
2020 GMC Canyon 60 0% $0
2020 Lexus UX 60 0% $0
2020 Chevrolet Suburban 60 0% $0
2021 GMC Acadia 60 0% $0
2020 Lexus GS 60 0% $0
2021 Chevrolet Spark 60 0% $0
2020 Cadillac XT5 60 0% $0
2020 Mazda MX-5 Miata 60 0% $0
2020 Volkswagen Golf 60 0% $0
2021 Chevrolet Silverado 3500HD 60 0% $0
2021 Cadillac XT4 60 0% $0
2020 Chevrolet Silverado 1500 60 0% $0
2020 Cadillac Escalade 60 0% $0
2020 Volkswagen Atlas Cross Sport 60 0% $0
2020 Chevrolet Impala 60 0% $0
2020 Cadillac CT6 60 0% $0
2020 Chevrolet Equinox 60 0% $0
2020 Land Rover Range Rover Sport 60 0% $0
2021 Chevrolet Colorado 60 0% $0
2020 Buick Regal TourX 60 0% $0
2021 GMC Yukon XL 60 0% $0
2020 Toyota C?HR 60 0% $0
2020 Chevrolet Bolt 60 0% $0
2021 Hyundai Kona 60 0% $0
2020 Buick Encore GX 60 0% $0
2020 GMC Terrain 60 0% $0
2020 Lexus LC 60 0% $0
2021 Buick Encore 60 0% $0
2020 GMC Sierra 2500HD 60 0% $0
2020 Toyota Avalon 60 0% $0
2020 Lexus LX 60 0% $0
2020 Hyundai Elantra Gt 60 0% $0
2021 Chevrolet Trax 60 0% $0
2020 GMC Savana 3500 60 0% $0
2020 Toyota Corolla 60 0% $0
2020 Lexus RX 60 0% $0
2020 Hyundai Elantra 60 0% $0
2020 Chevrolet Tahoe 60 0% $0
2021 GMC Canyon 60 0% $0
2021 Chevrolet Suburban 60 0% $0
2020 Ram 1500 Classic 48 0% $1,000
2020 Hyundai Accent 48 0% $500
2020 Jeep Gladiator 36 0% $3,500
2019 Ram 3500 36 0% $2,000
2019 Ram 2500 36 0% $2,000
2020 Fiat 500L 36 0% $2,000
2020 Fiat 124 Spider 36 0% $2,000
2020 Dodge Grand Caravan 36 0% $1,500
2020 Nissan Altima 36 0% $1,500
2020 Nissan Maxima 36 0% $1,000
2020 Fiat 500X 36 0% $1,000
2020 Lincoln Navigator 36 0% $1,000
2020 Lincoln Aviator 36 0% $1,000
2020 Dodge Journey 36 0% $1,000
2021 Jeep Gladiator 36 0% $1,000
2020 Nissan Sentra 36 0% $750
2020 Ram 2500 36 0% $500
2020 Ram 3500 36 0% $500

My Recommendation for Car Shoppers

TrueCar, RydeShopper, and CarsDirect are the best way to see the lowest car prices in your area. These sites show you no-haggle prices from dealers closest to you - and the deals are usually really good. This should be the first step you take when negotiating your car price. Follow this up with my checklist to make sure you squeeze out every last bit of savings.
- Gregg Fidan

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Gregg Fidan

About: Gregg Fidan


Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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