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Best 0% Finance Deals

December 21, 2017

This week, I updated the list of best 0% finance deals on new cars. The list now includes bonus cash you can get on top of zero percent - up to $6,000. Ram and Jeep are offering the longest terms - up to 75 months at 0% interest on the Ram 1500 and Jeep Cherokee.

The average APR rate for a 60-month new car loan right now is around 4.4%. Using this figure, a 60-month, 0% deal will save you around $3,750 in interest for a vehicle costing $30,000.

Check out the full list below. For even more savings, I highly recommend using TrueCar No Haggle and Edmunds Price Promise to see the lowest prices being offered in your area.

Best 0% Finance Deals

VehicleAPR TermAPR Rate Plus Cash Back
2017 Ram 1500750% 
2017 Jeep Cherokee750% 
2016 Volkswagen e-Golf720% $6,000
2017 Lincoln Navigator720% $4,500
2017 Ford C-MAX Hybrid720% $4,000
2017 Lincoln Navigator720% $4,000
2017 Nissan LEAF720% $4,000
2017 Ford C-MAX720% $4,000
2017 Ford F-150720% $3,750
2017 Ford Escape720% $3,500
2017 Ford F-150720% $3,500
2017 Ford Focus Electric720% $3,350
2017 Ford Edge720% $3,000
2017 Ford Fusion720% $3,000
2017 Ford C-MAX720% $3,000
2017 Ford Fusion Hybrid720% $3,000
2017 Ford F-150720% $3,000
2017 Ford Fusion Energi720% $2,500
2017 Ford Edge720% $2,500
2017 Ford Fusion Hybrid720% $2,500
2017 Ford F-150720% $2,300
2018 Ford Fusion Hybrid720% $2,250
2017 Ford C-MAX Energi720% $2,000
2017 Ford Escape720% $2,000
2017 Ford C-MAX720% $2,000
2017 Ford F-150720% $2,000
2017 Ford Edge720% $2,000
2017 Ford Fusion720% $2,000
2017 Ford Explorer720% $1,800
2017 Ford F-150720% $1,800
2018 Ford Fusion Energi720% $1,750
2017 Ford Fusion720% $1,750
2018 Ford Fusion720% $1,750
2018 Ford Fusion Hybrid720% $1,750
2017 Ford Explorer720% $1,550
2017 Ford Escape720% $1,500
2017 Ford Fusion720% $1,500
2017 Ford F-150720% $1,500
2017 Ford Explorer720% $1,500
2017 Ford Fusion720% $1,250
2017 Ford Explorer720% $1,250
2017 Dodge Charger720% $1,000
2017 Ford Fusion720% $1,000
2017 Ford Flex720% $1,000
2018 Hyundai Sonata720% $1,000
2017 Ram Ram 1500720% $1,000
2017 Hyundai Sonata720% $1,000
2017 Fiat FIAT® 500X720% $1,000
2017 Chrysler Chrysler Pacifica720% $1,000
2017 Ford Escape720% $1,000
2018 Hyundai Elantra720% $1,000
2017 Hyundai Elantra720% $1,000
2017 Jeep Cherokee720% $1,000
2017 Ford Fusion720% $500
2017 Nissan Rogue720% $500
2017 Ford Mustang720% $500
2017 Ford Focus720% $500
2017 Ford F-150720% $300
2018 Maserati Ghibli720% 
2017 Dodge Journey720% 
2017 GMC Sierra 1500720% 
2017 Hyundai Accent720% 
2017 Toyota Yaris iA720% 
2017 GMC Savana cargo720% 
2017 Jeep Renegade720% 
2017 GMC Yukon720% 
2017 Cadillac Ats coupe720% 
2017 Cadillac Escalade720% 
2017 Toyota RAV4 Hybrid720% 
2017 Ford Fusion720% 
2017 Toyota Prius c720% 
2017 Cadillac Ct6 plug-in720% 
2017 Ford Focus720% 
2017 Buick Envision720% 
2017 Ford F-150720% 
2017 Cadillac Ats-v sedan720% 
2017 Buick Cascada720% 
2017 Nissan Titan720% 
2017 Cadillac Xts sedan720% 
2017 Maserati Levante720% 
2017 Cadillac Ats sedan720% 
2017 Maserati Ghibli720% 
2017 GMC Savana passenger720% 
2017 GMC Yukon xl720% 
2018 Ford Fusion720% 
2017 Cadillac Ats-v coupe720% 
2017 GMC Acadia720% 
2017 Cadillac Escalade esv720% 
2017 Toyota Corolla iM720% 
2017 Nissan LEAF720% 
2017 Buick Enclave720% 
2017 Nissan Rogue720% 
2017 Cadillac Cts-v sedan720% 
2017 Buick Encore720% 
2017 Nissan Titan XD720% 
2017 Cadillac Ct6 sedan720% 
2018 Maserati Levante720% 
2017 Buick Regal720% 
2017 Cadillac Cts sedan720% 
2017 Kia Sorento660% $2,000
2017 Kia Optima660% $1,000
2017 Kia Forte5660% $1,000
2017 Kia Sorento660% $1,000
2017 Kia Forte660% $1,000
2018 Subaru Forester630% 
2018 Subaru Outback630% 
2017 Subaru Forester630% 
2017 Subaru Outback630% 
2017 Subaru Legacy630% 
2017 Lincoln Navigator600% $4,500
2017 Ford Expedition600% $4,500
2017 Kia Soul EV600% $4,000
2017 Ford C-MAX600% $4,000
2017 Ford C-MAX Hybrid600% $4,000
2017 Lincoln Navigator600% $4,000
2017 Ford Explorer600% $3,800
2017 Ford F-150600% $3,750
2017 Chrysler Chrysler 300600% $3,500
2017 Ford Explorer600% $3,500
2017 Ford F-150600% $3,500
2017 Ford Escape600% $3,500
2017 Ford Focus600% $3,350
2017 Ford Focus Electric600% $3,350
2017 Dodge Charger600% $3,250
2017 Ford F-150600% $3,000
2017 Ford Edge600% $3,000
2017 Ford C-MAX600% $3,000
2017 Ford Fusion600% $3,000
2017 Ford C-MAX Hybrid600% $3,000
2017 Lincoln MKC600% $3,000
2017 Ford Fusion Hybrid600% $3,000
2017 Dodge Charger600% $2,750
2017 Lincoln MKC600% $2,750
2017 Ford Edge600% $2,750
2018 Ford Focus Electric600% $2,500
2017 Lincoln MKZ600% $2,500
2017 Lincoln MKC600% $2,500
2017 Ford Fusion Hybrid600% $2,500
2017 Ford Fusion600% $2,500
2017 Dodge Journey600% $2,500
2017 Ford Fusion Energi600% $2,500
2017 Lincoln MKX600% $2,500
2017 Ford Edge600% $2,500
2018 Ford Focus600% $2,500
2017 Ford F-150600% $2,300
2017 Ford Explorer600% $2,300
2017 Lincoln MKZ600% $2,250
2017 Lincoln MKX600% $2,250
2018 Ford Fusion600% $2,250
2018 Ford Fusion Hybrid600% $2,250
2018 Ford C-MAX600% $2,250
2018 Ford C-MAX Hybrid600% $2,250
2017 Lincoln MKC600% $2,250
2017 Ford Explorer600% $2,050
2018 Ford Escape600% $2,000
2017 Ford C-MAX600% $2,000
2017 Ford Edge600% $2,000
2017 Ford F-150600% $2,000
2017 Jeep Cherokee600% $2,000
2017 Kia Optima Hybrid600% $2,000
2017 Ford Fusion600% $2,000
2017 Chrysler Chrysler Pacifica600% $2,000
2017 Lincoln MKX600% $2,000
2017 Dodge Journey600% $2,000
2017 Ford Explorer600% $2,000
2017 Lincoln MKZ600% $2,000
2017 Lincoln MKC600% $2,000
2017 Kia Sorento600% $2,000
2017 Kia Cadenza600% $2,000
2017 Ford Escape600% $2,000
2017 Kia Soul EV600% $2,000
2018 Lincoln MKT600% $2,000
2017 Ford C-MAX Energi600% $2,000
2017 Ford C-MAX Energi600% $1,900
2017 Ford C-MAX600% $1,900
2017 Ford Explorer600% $1,800
2017 Ford F-150600% $1,800
2018 Ford Fusion Hybrid600% $1,750
2017 Lincoln MKZ600% $1,750
2017 Ford Escape600% $1,750
2018 Ford Fusion Energi600% $1,750
2017 Ford Fusion600% $1,750
2018 Ford Fusion600% $1,750
2017 Ford Explorer600% $1,750
2017 Kia Soul600% $1,750
2017 Ford Explorer600% $1,550
2017 Ford Fusion600% $1,500
2017 Ford F-150600% $1,500
2017 Lincoln MKZ600% $1,500
2018 Kia Sorento600% $1,500
2018 Kia Optima600% $1,500
2017 Ford Explorer600% $1,500
2018 Lincoln MKC600% $1,500
2017 Jeep Cherokee600% $1,500
2017 Lincoln Continental600% $1,500
2017 Lincoln MKC600% $1,500
2017 Ford Edge600% $1,500
2017 Lincoln MKX600% $1,500
2017 Ford Escape600% $1,500
2017 Chrysler Chrysler Pacifica600% $1,500
2017 Ford Explorer600% $1,300
2017 Ford Explorer600% $1,250
2017 Ford Fusion600% $1,250
2017 Mazda Mazda3 Sedan600% $1,000
2017 Kia Soul600% $1,000
2017 Hyundai Sonata Plug In Hybrid600% $1,000
2017 Hyundai Santa Fe Sport600% $1,000
2017 Kia Optima Plug-In Hybrid600% $1,000
2017 Ford Flex600% $1,000
2017 Kia Sorento600% $1,000
2017 Kia Optima Hybrid600% $1,000
2017 Nissan ALTIMA600% $1,000
2018 Hyundai Elantra600% $1,000
2017 Lincoln MKZ600% $1,000
2018 Ford Escape600% $1,000
2017 Kia Forte600% $1,000
2017 Hyundai Elantra600% $1,000
2018 Hyundai Santa Fe Sport600% $1,000
2017 Ford Explorer600% $1,000
2017 Hyundai Sonata Hybrid600% $1,000
2017 Jeep Cherokee600% $1,000
2017 Ford Fusion600% $1,000
2017 Ford Escape600% $1,000
2018 Lincoln MKC600% $1,000
2018 Hyundai Sonata600% $1,000
2017 Lincoln MKX600% $1,000
2017 Kia Optima600% $1,000
2017 Kia Forte5600% $1,000
2017 Kia Sportage600% $1,000
2017 Hyundai Veloster600% $1,000
2017 Hyundai Sonata600% $1,000
2017 Mazda Mazda6600% $1,000
2017 Kia Niro600% $1,000
2018 Kia Sorento600% $1,000
2017 Mazda Mazda3 Hatchback600% $1,000
2017 Chrysler Chrysler Pacifica600% $1,000
2017 Lincoln MKC600% $1,000

My Recommendation for Car Shoppers

TrueCar, Edmunds, and 1-800 Car Show are the quickest way to see the lowest car prices in your area. These sites show you no-haggle prices from dealers closest to you - and the deals are usually really good. This should be the first step you take when negotiating your car price. Follow this up with my checklist to make sure you squeeze out every last bit of savings.

California Residents - Important:

There is a new online car buying service called Roadster, available only to California residents, which I highly recommend you try - especially if you hate the stress of haggling with a car salesman. They provide an expert concierge who negotiates the price of the car and delivers it to your home with zero hassle - you never have to interact with a dealership. Here is my in-depth review of Roadster and why I recommend it.

- Gregg Fidan

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Gregg Fidan

About: Gregg Fidan


Gregg Fidan + is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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