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Best 0% Finance Deals

August 24, 2017

This week, I updated the list of best 0% finance deals on new cars. The list now includes bonus cash you can get on top of zero percent - up to $6,000. Ram and Jeep are offering the longest terms - up to 75 months at 0% interest on the Ram 1500 and Jeep Cherokee.

The average APR rate for a 60-month new car loan right now is around 4.4%. Using this figure, a 60-month, 0% deal will save you around $3,750 in interest for a vehicle costing $30,000. On an 84-month, 0% deal, the savings is closer to $5,000.

Check out the full list below. For even more savings, I highly recommend using TrueCar No Haggle and Edmunds Price Promise to see the lowest prices being offered in your area.

Best 0% Finance Deals

YearMakeModelAPR Term APR Rate % Plus Cash Back
2017RamRam 1500750 
2017JeepCherokee750 
2016Volkswagene-Golf720 $6,000
2016FordFocus Electric720 $5,500
2017NissanLEAF720 $4,000
2017FordFocus720 $3,350
2017FordFocus Electric720 $3,350
2017FordF-150720 $3,000
2017FordC-MAX720 $1,900
2017FordFusion720 $1,750
2017ToyotaCamry Hybrid720 $500
2017ToyotaYaris iA720 $500
2017ToyotaCamry720 $500
2017NissanSentra720 $500
2017NissanRogue720 $500
2017FordFiesta720 $500
2017ToyotaPrius c720 
2017HyundaiAccent720 
2017ChevroletSpark720 
2017ChevroletMalibu720 
2017GMCAcadia720 
2017BuickEncore720 
2017BuickEnclave720 
2017ToyotaAvalon720 
2017ToyotaRAV4 Hybrid720 
2017ToyotaAvalon Hybrid720 
2017NissanMurano720 
2017FordEscape720 
2017DodgeJourney720 
2017ChevroletImpala720 
2017ChevroletEquinox720 
2017ChevroletCruze720 
2017ChevroletTrax720 
2017GMCTerrain720 
2017ToyotaRAV4720 
2017BuickEnvision720 
2017NissanMaxima720 
2017FordExplorer720 
2017FordEdge720 
2017JeepCherokee720 
2017JeepRenegade720 
2017JeepPatriot720 
2017FordMustang720 
2017RamRam 1500720 
2017ChevroletSonic720 
2017ChevroletTraverse720 
2017ChevroletSilverado 1500720 
2017KiaSoul660 
2017KiaForte660 
2016KiaForte5660 
2017KiaOptima660 
2017KiaSorento660 
2017KiaForte5660 
2018SubaruLegacy630 
2017SubaruLegacy630 
2017SubaruOutback630 
2016FordFocus600 $5,500
2016FordFocus Electric600 $5,500
2017FordExpedition600 $4,500
2017ChryslerChrysler 300600 $3,500
2017FordFocus600 $3,350
2017FordFocus Electric600 $3,350
2017DodgeCharger600 $3,250
2017FordC-MAX Hybrid600 $3,000
2016FordF-150600 $3,000
2016FordTaurus600 $2,000
2017DodgeJourney600 $2,000
2017FordC-MAX Energi600 $1,900
2017FordC-MAX600 $1,900
2017FordFusion600 $1,750
2017FordFusion Energi600 $1,750
2017FordF-150600 $1,500
2017FordEdge600 $1,500
2017FordFusion Hybrid600 $1,350
2017VolkswagenJetta600 $1,000
2017MazdaMazda6600 $1,000
2017JeepPatriot600 $1,000
2017HyundaiVeloster600 $1,000
2017VolkswagenPassat600 $1,000
2017MazdaMazda3 Sedan600 $1,000
2017MazdaMazda3 Hatchback600 $1,000
2017FordFlex600 $1,000
2017ChryslerChrysler Pacifica600 $1,000
2017ToyotaYaris iA600 $500
2017ToyotaCamry600 $500
2017NissanALTIMA600 $500
2017JeepCherokee600 $500
2017FordFiesta600 $500
2017MazdaCX-3600 $500
2017ToyotaCamry Hybrid600 $500

My Recommendation for Car Shoppers

TrueCar No-Haggle, Edmunds Price Promise, and 1-800 Car Show are the quickest way to see the lowest car prices in your area. These sites show you no-haggle prices from dealers closest to you - and the deals are usually really good. This should be the first step you take when negotiating your car price. Follow this up with my checklist to make sure you squeeze out every last bit of savings.

California Residents - Important:

There is a new online car buying service called Roadster, available only to California residents, which I highly recommend you try - especially if you hate the stress of haggling with a car salesman. They provide an expert concierge who negotiates the price of the car and delivers it to your home with zero hassle - you never have to interact with a dealership. Here is my in-depth review of Roadster and why I recommend it.

- Gregg Fidan

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Gregg Fidan

About: Gregg Fidan


Gregg Fidan + is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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