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Best 0% Finance Deals

July 18, 2019

This week, I updated the list of best 0% finance deals on new cars. As interest rates have risen, it's becoming harder and harder to find 0% finance deals such as these. The list below includes bonus cash you can get on top of zero percent - up to $7,250 in some cases. FIAT and GM are the manufacturers offering the best overall financing terms - up to 84 months at 0% interest, or 0% for 72 months plus some cash back on several FIAT, Chevrolet and Buick models.

The average APR rate for a 60-month new car loan right now is around 5.5%. Using this figure, a 60-month, 0% deal will save you around $4,400 in interest for a vehicle costing $30,000.

Check out the full list below. For even more savings, I highly recommend using TrueCar No Haggle and Edmunds Price Promise to see the lowest prices being offered in your area.

Best 0% Finance Deals

Vehicle APR Term APR Rate Plus Cash Back
2019 Chevrolet Silverado 1500 LD 84 0% $0
2018 Fiat 500e 72 0% $7,250
2019 Fiat 500e 72 0% $7,250
2019 Ford Fusion 72 0% $2,000
2019 Ford Fusion Energi 72 0% $2,000
2018 Mitsubishi Eclipse Cross 72 0% $2,000
2019 Cadillac Escalade 72 0% $1,000
2019 Cadillac CTS 72 0% $1,000
2018 Chevrolet Express Passenger 72 0% $1,000
2019 Cadillac XT5 72 0% $1,000
2019 Cadillac Escalade ESV 72 0% $1,000
2019 Cadillac CT6 72 0% $1,000
2018 Chevrolet Express Cargo 72 0% $1,000
2019 Cadillac XT4 72 0% $1,000
2019 Jeep Cherokee 72 0% $1,000
2019 Cadillac CTS-v 72 0% $1,000
2019 Chevrolet Bolt 72 0% $1,000
2018 Ram 2500 72 0% $750
2019 Chevrolet Trax 72 0% $750
2018 Ram 3500 72 0% $750
2019 Chevrolet Spark 72 0% $250
2019 Ford Explorer 72 0% $0
2019 Ford Mustang 72 0% $0
2019 Toyota Tundra 72 0% $0
2019 Jeep Compass 72 0% $0
2019 Jeep Grand Cherokee 72 0% $0
2019 Chevrolet Silverado 1500 72 0% $0
2018 Buick Regal Sportback 72 0% $0
2019 Buick Lacrosse 72 0% $0
2019 Kia Sportage 72 0% $0
2019 Mitsubishi Eclipse Cross 72 0% $0
2019 Ram 1500 72 0% $0
2019 Jeep Renegade 72 0% $0
2019 Hyundai Santa Fe 72 0% $0
2018 Jeep Renegade 72 0% $0
2019 Buick Encore 72 0% $0
2019 Buick Cascada 72 0% $0
2019 Ford Flex 72 0% $0
2019 Hyundai Tucson 72 0% $0
2019 Chevrolet Sonic 72 0% $0
2018 Buick Regal TourX 72 0% $0
2019 Buick Envision 72 0% $0
2019 Lincoln Continental 60 0% $3,000
2019 Lincoln MKC 60 0% $2,250
2018 Mitsubishi Outlander 60 0% $2,000
2019 Ford Edge 60 0% $1,500
2019 Nissan Sentra 60 0% $1,500
2019 Lincoln MKT 60 0% $1,500
2019 Ford Expedition 60 0% $1,250
2018 Lincoln Continental 60 0% $1,000
2019 Mitsubishi Outlander Sport 60 0% $1,000
2019 Lincoln MKZ 60 0% $500
2019 Ford Ranger 60 0% $500
2019 Lincoln Nautilus 60 0% $500
2019 Chevrolet Equinox 60 0% $250
2019 Mitsubishi Outlander 48 0% $750
2019 Nissan Armada 36 0% $3,000
2019 Nissan Pathfinder 36 0% $3,000
2019 Nissan Murano 36 0% $2,250
2019 Nissan Maxima 36 0% $2,250
2019 Nissan Rogue 36 0% $2,000
2018 Dodge Journey 36 0% $1,500
2019 Ford Taurus 36 0% $1,500
2019 Nissan LEAF 36 0% $1,000
2018 Fiat 500L 36 0% $500
2019 Chrysler Pacifica 36 0% $500

My Recommendation for Car Shoppers

TrueCar and Edmunds are the quickest way to see the lowest car prices in your area. These sites show you no-haggle prices from dealers closest to you - and the deals are usually really good. This should be the first step you take when negotiating your car price. Follow this up with my checklist to make sure you squeeze out every last bit of savings.
- Gregg Fidan

Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
  • Best Rebates, Incentives, and Lease Deals
  • Latest Car Buying Scams and Tricks
  • The Best & Worst Time to Buy a Car
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Gregg Fidan

About: Gregg Fidan


Gregg Fidan + is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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