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Best 0% Finance Deals

October 11, 2018

This week, I updated the list of best 0% finance deals on new cars. The list now includes bonus cash you can get on top of zero percent - up to $7,300 in some cases. Besides the one exception with the Fiat 500e, Ford is offering the best financing terms - up to 72 months at 0% interest plus some cash back on several models.

The average APR rate for a 60-month new car loan right now is around 5.5%. Using this figure, a 60-month, 0% deal will save you around $4,400 in interest for a vehicle costing $30,000.

Check out the full list below. For even more savings, I highly recommend using TrueCar No Haggle and Edmunds Price Promise to see the lowest prices being offered in your area.

Best 0% Finance Deals

Vehicle APR Term APR Rate Plus Cash Back
2018 Fiat 500e 72 0% $7,300
2018 Ford Fusion Energi 72 0% $3,000
2018 Ford Fusion Hybrid 72 0% $3,000
2018 Maserati Ghibli 72 0% $3,000
2018 Ford Focus Electric 72 0% $2,500
2018 Ford Fusion Energi 72 0% $2,500
2018 Ford Fusion Hybrid 72 0% $2,500
2018 Buick Encore 72 0% $1,000
2018 Chevrolet Trax 72 0% $1,000
2018 Ford Fusion 72 0% $1,000
2018 Hyundai Elantra 72 0% $1,000
2018 Lincoln MKX 72 0% $1,000
2018 Kia Optima 72 0% $500
2018 Cadillac XTS 72 0% $0
2018 Jeep Renegade 72 0% $0
2018 Kia Optima 72 0% $0
2018 Kia Sportage 72 0% $0
2018 Toyota Sienna 72 0% $0
2018 Toyota Tundra 72 0% $0
2018 Kia Stinger 66 0% $1,500
2018 Kia Niro 66 0% $1,000
2018 Kia Stinger 66 0% $1,000
2019 Kia Niro 66 0% $1,000
2018 Kia Cadenza 66 0% $500
2018 Kia Forte 66 0% $500
2018 Kia Forte5 66 0% $500
2018 Kia Niro 66 0% $500
2018 Kia Optima 66 0% $500
2018 Kia Optima Hybrid 66 0% $500
2018 Kia Sedona 66 0% $500
2018 Kia Stinger 66 0% $500
2019 Kia Niro Plug-In Hybrid 66 0% $500
2018 Kia Cadenza 66 0% $0
2018 Subaru Impreza 63 0% $0
2018 Subaru Legacy 63 0% $0
2018 Lincoln MKC 60 0% $4,000
2018 Lincoln MKC 60 0% $3,000
2018 Lincoln MKX 60 0% $3,000
2018 Ford F-150 60 0% $2,500
2018 Kia Soul 60 0% $1,500
2018 Kia Stinger 60 0% $1,500
2018 Nissan LEAF 60 0% $1,500
2018 Hyundai Elantra 60 0% $1,000
2018 Hyundai Santa Fe Sport 60 0% $1,000
2018 Hyundai Sonata 60 0% $1,000
2018 Volkswagen Tiguan Limited 60 0% $1,000
2019 Jeep Cherokee 60 0% $1,000
2018 GMC Terrain 60 0% $500
2018 Mitsubishi Eclipse Cross 60 0% $500
2018 Mitsubishi Outlander 60 0% $500
2018 Mitsubishi Outlander Sport 60 0% $500
2018 Nissan ALTIMA 60 0% $500
2018 Nissan Rogue 60 0% $500
2019 Chevrolet Equinox 60 0% $500
2017 Volkswagen e-Golf 60 0% $0
2018 Infiniti QX30 60 0% $0
2018 Jeep Compass 60 0% $0
2018 Maserati Levante 60 0% $0
2018 Nissan Murano 60 0% $0
2018 Nissan Pathfinder 60 0% $0
2018 Nissan Rogue Sport 60 0% $0
2018 Nissan Sentra 60 0% $0
2018 Nissan Titan 60 0% $0
2018 Nissan Titan XD 60 0% $0
2018 Nissan Versa 60 0% $0
2018 Toyota Camry 60 0% $0
2018 Toyota Camry Hybrid 60 0% $0
2018 Toyota RAV4 60 0% $0
2018 Toyota RAV4 Hybrid 60 0% $0
2018 Toyota Sienna 60 0% $0
2018 Toyota Tundra 60 0% $0

My Recommendation for Car Shoppers

TrueCar, Edmunds, and 1-800 Car Show are the quickest way to see the lowest car prices in your area. These sites show you no-haggle prices from dealers closest to you - and the deals are usually really good. This should be the first step you take when negotiating your car price. Follow this up with my checklist to make sure you squeeze out every last bit of savings.
- Gregg Fidan

Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
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Gregg Fidan

About: Gregg Fidan


Gregg Fidan + is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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