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Best 0% Finance Deals October 2020

November 12, 2020

This week, I updated the list of best 0% finance deals on new cars. Interest rates are at all time lows, and manufacturers have added 84 month 0% financing on many more models than we saw last month.

The average APR rate for a 60-month new car loan has fallen to around 4% for those with excellent credit. Using this figure, a 60-month, 0% deal will save you around $3,000 in interest for a vehicle costing $30,000.

Check out the full list below. For even more savings, I highly recommend using TrueCar No Haggle, CarsDirect and RydeShopper to see the lowest prices being offered in your area.

Best 0% Finance Deals

Vehicle APR Term APR Rate Plus Cash Back
2020 Jeep Cherokee 84 0% $3,500
2020 Dodge Charger 84 0% $3,500
2020 Jeep Compass 84 0% $2,250
2020 Dodge Challenger 84 0% $2,250
2020 Chrysler Pacifica 84 0% $2,000
2020 Nissan TITAN XD 84 0% $2,000
2020 Nissan TITAN 84 0% $2,000
2020 Jeep Renegade 84 0% $1,750
2020 Dodge Grand Caravan 84 0% $1,500
2020 Chrysler Voyager 84 0% $1,000
2020 GMC Canyon 84 0% $0
2020 Buick Encore 84 0% $0
2020 Dodge Journey 84 0% $0
2020 GMC Acadia 84 0% $0
2020 Buick Encore GX 84 0% $0
2020 GMC Terrain 84 0% $0
2020 Chrysler 300 84 0% $0
2020 Buick Envision 84 0% $0
2020 Ram 1500 84 0% $0
2020 Buick Enclave 84 0% $0
2020 Ford EcoSport 84 0% $0
2020 Jeep Grand Cherokee 84 0% $0
2020 Kia K900 75 0% $2,000
2019 Kia Niro EV 75 0% $1,000
2020 Kia Stinger 75 0% $0
2020 Kia Sorento 75 0% $0
2020 Kia Soul 75 0% $0
2020 Kia Cadenza 75 0% $0
2020 Kia Sportage 75 0% $0
2020 Toyota Mirai 72 0% $32,000
2020 Audi A6 72 0% $3,000
2020 Audi S6 72 0% $3,000
2020 Cadillac XT5 72 0% $2,500
2020 Cadillac CT4 72 0% $2,500
2020 Cadillac XT6 72 0% $2,500
2020 Ford Explorer 72 0% $2,500
2020 Cadillac CT5 72 0% $2,500
2020 Nissan Murano 72 0% $2,500
2020 Cadillac XT4 72 0% $2,500
2020 Ford Edge 72 0% $2,250
2020 Nissan LEAF 72 0% $2,000
2020 Lincoln MKZ 72 0% $2,000
2019 Mitsubishi Outlander PHEV 72 0% $2,000
2020 Audi A4 72 0% $1,750
2020 Audi S4 72 0% $1,750
2020 Lincoln Continental 72 0% $1,500
2020 Nissan Altima 72 0% $1,500
2020 Ford Expedition 72 0% $1,250
2020 Nissan Pathfinder 72 0% $1,250
2019 Hyundai Sonata 72 0% $1,000
2021 Nissan TITAN XD 72 0% $1,000
2021 Nissan TITAN 72 0% $1,000
2020 Lincoln Nautilus 72 0% $1,000
2020 Audi S3 72 0% $750
2020 Audi A3 72 0% $750
2020 Dodge Durango 72 0% $750
2020 Hyundai Tucson 72 0% $500
2020 Hyundai Santa Fe 72 0% $500
2021 Cadillac XT5 72 0% $500
2020 Hyundai Sonata 72 0% $500
2021 Cadillac XT6 72 0% $500
2021 Cadillac XT4 72 0% $500
2020 Nissan Kicks 72 0% $500
2020 Volkswagen Jetta GLI 72 0% $0
2020 Kia Niro EV 72 0% $0
2020 Audi A8 e 72 0% $0
2020 Volkswagen Tiguan 72 0% $0
2020 Toyota Camry 72 0% $0
2019 Audi A6 72 0% $0
2019 Audi e-tron 72 0% $0
2019 Audi A3 72 0% $0
2019 Maserati GranTurismo 72 0% $0
2020 Audi S8 72 0% $0
2020 Nissan Frontier 72 0% $0
2020 Infiniti QX80 72 0% $0
2021 Jaguar F-Type 72 0% $0
2019 Audi S5 Sportback 72 0% $0
2020 Infiniti QX50 72 0% $0
2020 Jaguar F-Pace 72 0% $0
2020 Land Rover Range Rover Velar 72 0% $0
2021 Hyundai Tucson 72 0% $0
2019 Audi RS 5 72 0% $0
2021 Volkswagen Arteon 72 0% $0
2020 GMC Yukon 72 0% $0
2020 Volkswagen Jetta 72 0% $0
2020 Audi A8 72 0% $0
2020 Volkswagen Atlas 72 0% $0
2019 Audi A7 72 0% $0
2019 Audi A5 72 0% $0
2019 Audi A4 72 0% $0
2020 Ford Fusion 72 0% $0
2020 Jaguar I-PACE 72 0% $0
2020 Land Rover Discovery Sport 72 0% $0
2019 Audi S3 72 0% $0
2021 Hyundai Sonata 72 0% $0
2020 Infiniti Q50 72 0% $0
2019 Audi RS 3 72 0% $0
2019 Audi Q7 72 0% $0
2020 Volkswagen Arteon 72 0% $0
2020 Volkswagen Passat 72 0% $0
2019 Audi A8 72 0% $0
2020 Ford Mustang 72 0% $0
2019 Audi A4 allroad 72 0% $0
2020 Ford Escape 72 0% $0
2020 Genesis G70 72 0% $0
2020 Jaguar XE 72 0% $0
2020 Infiniti QX60 72 0% $0
2020 Jaguar E-Pace 72 0% $0
2019 Audi S4 72 0% $0
2020 Infiniti Q60 72 0% $0
2019 Audi RS 5 Sportback 72 0% $0
2019 Audi Q8 72 0% $0
2020 GMC Yukon XL 72 0% $0
2020 Kia Rio 66 0% $0
2021 Kia Sportage 66 0% $0
2020 Kia Rio 5-Door 66 0% $0
2021 Kia Stinger 66 0% $0
2021 Kia Sedona 66 0% $0
2020 Kia Niro 66 0% $0
2020 Kia Forte 66 0% $0
2021 Kia Soul 66 0% $0
2020 Subaru Impreza 63 0% $0
2021 Subaru Ascent 63 0% $0
2020 Subaru Forester 63 0% $0
2020 Subaru Ascent 63 0% $0
2020 Subaru Outback 63 0% $0
2020 Subaru Legacy 63 0% $0
2020 Hyundai Nexo 60 0% $7,500
2021 Ram 1500 60 0% $2,500
2020 Nissan Rogue 60 0% $1,500
2020 Ford Ranger 60 0% $1,250
2020 Mitsubishi Outlander PHEV 60 0% $1,000
2020 Lexus LS 60 0% $1,000
2020 Nissan Rogue Sport 60 0% $1,000
2020 Lexus IS 60 0% $1,000
2020 Mitsubishi Outlander 60 0% $1,000
2020 Lexus ES 60 0% $1,000
2020 Lincoln Corsair 60 0% $1,000
2021 Toyota Tundra 60 0% $1,000
2021 Jeep Compass 60 0% $750
2021 Jeep Renegade 60 0% $750
2021 Jeep Cherokee 60 0% $750
2020 Mitsubishi Outlander Sport 60 0% $750
2020 Mazda Mazda6 60 0% $500
2021 Nissan Altima 60 0% $500
2020 Mitsubishi Mirage 60 0% $500
2020 Mazda CX-5 60 0% $500
2020 Mazda Mazda3 60 0% $500
2020 Mitsubishi Mirage G4 60 0% $500
2020 Hyundai Elantra Gt 60 0% $500
2020 Toyota Highlander 60 0% $500
2021 Volvo V60 Cross Country 60 0% $0
2021 Volvo V90 60 0% $0
2021 Volvo XC40 60 0% $0
2021 Volvo V90 Cross Country 60 0% $0
2021 Volvo S90 60 0% $0
2021 Volvo XC60 60 0% $0
2021 Volvo V60 60 0% $0
2021 Volvo S60 60 0% $0
2021 Volvo XC90 60 0% $0
2020 Toyota Avalon 60 0% $0
2020 Hyundai Venue 60 0% $0
2020 Mazda CX-30 60 0% $0
2021 Lexus RC F 60 0% $0
2020 Lexus RC 60 0% $0
2021 GMC Terrain 60 0% $0
2021 Lexus GX 60 0% $0
2020 GMC Sierra 2500HD 60 0% $0
2021 Kia Forte 60 0% $0
2020 Ford F-150 60 0% $0
2021 Genesis G70 60 0% $0
2020 Lexus RXL 60 0% $0
2021 GMC Sierra 1500 60 0% $0
2020 Ford Fusion Energi 60 0% $0
2021 Lexus NX 60 0% $0
2021 GMC Canyon 60 0% $0
2020 Lexus UX 60 0% $0
2021 Cadillac Escalade ESV 60 0% $0
2021 Toyota Prius 60 0% $0
2020 Lexus GS 60 0% $0
2020 Cadillac CT6-V 60 0% $0
2021 Infiniti Q60 60 0% $0
2020 BMW i3 60 0% $0
2021 Lexus IS 60 0% $0
2020 Hyundai Kona Ev 60 0% $0
2020 Buick Regal Sportback 60 0% $0
2021 Toyota Avalon 60 0% $0
2021 Buick Encore 60 0% $0
2020 Toyota Sienna 60 0% $0
2020 Volkswagen Golf 60 0% $0
2020 Toyota GR Supra 60 0% $0
2021 Lexus LC 60 0% $0
2020 Toyota RAV4 60 0% $0
2020 Lexus RC F 60 0% $0
2021 GMC Yukon XL 60 0% $0
2021 Lexus LX 60 0% $0
2020 GMC Sierra 3500HD 60 0% $0
2020 Lexus GX 60 0% $0
2021 GMC Sierra 2500HD 60 0% $0
2020 Genesis G90 60 0% $0
2021 Lexus RX 60 0% $0
2020 GMC Savana 3500 60 0% $0
2020 Jaguar XF 60 0% $0
2020 Lexus NX 60 0% $0
2021 GMC Acadia 60 0% $0
2021 Infiniti QX80 60 0% $0
2021 Toyota Prius Prime 60 0% $0
2020 Cadillac Escalade 60 0% $0
2021 Infiniti QX50 60 0% $0
2020 Land Rover Range Rover Sport 60 0% $0
2021 Lexus ES 60 0% $0
2020 Cadillac CT6 60 0% $0
2020 Hyundai Kona 60 0% $0
2021 Buick Envision 60 0% $0
2020 Toyota C-HR 60 0% $0
2021 Buick Enclave 60 0% $0
2020 Toyota Prius Prime 60 0% $0
2020 Toyota Prius 60 0% $0
2020 Hyundai Elantra 60 0% $0
2020 Mazda MX-5 Miata 60 0% $0
2020 Lexus LC 60 0% $0
2020 Volkswagen Atlas Cross Sport 60 0% $0
2021 Toyota Corolla 60 0% $0
2020 Mazda CX-3 60 0% $0
2021 Lexus RC 60 0% $0
2021 GMC Yukon 60 0% $0
2020 Lexus LX 60 0% $0
2021 GMC Sierra 3500HD 60 0% $0
2021 Lexus RXL 60 0% $0
2020 GMC Sierra 1500 60 0% $0
2020 Lexus RX 60 0% $0
2020 GMC Savana 2500 60 0% $0
2021 Lexus UX 60 0% $0
2020 Cadillac Escalade ESV 60 0% $0
2020 Land Rover Range Rover Evoque 60 0% $0
2020 Lexus GS F 60 0% $0
2021 Hyundai Kona 60 0% $0
2021 Cadillac Escalade 60 0% $0
2020 Land Rover Range Rover 60 0% $0
2020 Buick Regal TourX 60 0% $0
2021 Infiniti Q50 60 0% $0
2020 Hyundai Ioniq 60 0% $0
2021 Buick Encore GX 60 0% $0
2020 Volkswagen Golf GTI 60 0% $0
2020 Ram 1500 Classic 48 0% $1,000
2020 Lincoln Aviator 48 0% $1,000
2020 Hyundai Accent 48 0% $500
2021 Toyota Highlander 48 0% $500
2021 Mitsubishi Outlander Sport 48 0% $250
2020 Audi SQ5 36 0% $2,500
2020 Fiat 124 Spider 36 0% $2,000
2020 Nissan Maxima 36 0% $2,000
2020 Fiat 500L 36 0% $2,000
2020 Audi A7 36 0% $1,500
2021 Jeep Gladiator 36 0% $1,500
2020 Audi Q7 36 0% $1,500
2020 Audi SQ7 36 0% $1,500
2020 Audi S7 36 0% $1,500
2021 Jeep Grand Cherokee 36 0% $1,500
2020 Audi Q5 36 0% $1,000
2020 Lincoln Navigator 36 0% $1,000
2020 Audi Q5 e 36 0% $1,000
2020 Audi Q3 36 0% $750
2020 Ram 3500 36 0% $500
2020 Ram 2500 36 0% $500
2020 Fiat 500X 36 0% $500
2020 Nissan Sentra 36 0% $500

My Recommendation for Car Shoppers

TrueCar, RydeShopper, and CarsDirect are the best way to see the lowest car prices in your area. These sites show you no-haggle prices from dealers closest to you - and the deals are usually really good. This should be the first step you take when negotiating your car price. Follow this up with my checklist to make sure you squeeze out every last bit of savings.
- Gregg Fidan

Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
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  • Latest Car Buying Scams and Tricks
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Gregg Fidan

About: Gregg Fidan


Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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