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Best 0% Finance Deals

January 17, 2019

This week, I updated the list of best 0% finance deals on new cars. As interest rates have risen, it's becoming harder and harder to find 0% finance deals such as these. The list below includes bonus cash you can get on top of zero percent - up to $7,250 in some cases. Buick is the manufacturer offering the best overall financing terms - up to 72 months at 0% interest plus some cash back on several models.

The average APR rate for a 60-month new car loan right now is around 5.5%. Using this figure, a 60-month, 0% deal will save you around $4,400 in interest for a vehicle costing $30,000.

Check out the full list below. For even more savings, I highly recommend using TrueCar No Haggle and Edmunds Price Promise to see the lowest prices being offered in your area.

Best 0% Finance Deals

Vehicle APR Term APR Rate Plus Cash Back
2018 Fiat 500e 72 0% $7,250
2018 Ford Fusion 72 0% $2,000
2018 Buick Lacrosse 72 0% $1,250
2018 Buick Regal Sportback 72 0% $1,250
2019 Buick Lacrosse 72 0% $1,250
2018 Buick Regal TourX 72 0% $1,250
2019 Buick Encore 72 0% $1,050
2018 Hyundai Elantra 72 0% $1,000
2018 Mitsubishi Eclipse Cross 72 0% $1,000
2018 Ford Mustang 72 0% $750
2018 Cadillac Escalade 72 0% $0
2019 Toyota Tundra 72 0% $0
2018 Cadillac CT6 72 0% $0
2019 Buick Enclave 72 0% $0
2018 Buick Envision 72 0% $0
2018 Buick Encore 72 0% $0
2018 Chevrolet Silverado 1500 72 0% $0
2018 Chevrolet Cruze 72 0% $0
2018 Cadillac Escalade ESV 72 0% $0
2018 Buick Enclave 72 0% $0
2019 Toyota Corolla 72 0% $0
2019 Buick Envision 72 0% $0
2018 Kia Stinger 66 0% $1,000
2019 Kia Sorento 63 0% $500
2018 Lexus RXL 60 0% $5,500
2018 Lexus RX 60 0% $5,500
2018 Ford Taurus 60 0% $2,500
2018 Ford F-150 60 0% $2,500
2018 Lincoln MKZ 60 0% $2,000
2018 Hyundai Sonata 60 0% $2,000
2019 Nissan Sentra 60 0% $1,500
2018 Ford Expedition 60 0% $1,250
2018 Nissan LEAF 60 0% $1,000
2018 Ford Explorer 60 0% $1,000
2019 Ford Fusion 60 0% $1,000
2018 Lincoln Continental 60 0% $1,000
2018 Lincoln MKX 60 0% $1,000
2019 Nissan Armada 60 0% $1,000
2018 Hyundai Accent 60 0% $500
2019 Ford Fusion Energi 60 0% $500
2019 Nissan Rogue 60 0% $500
2018 Nissan Rogue 60 0% $500
2019 Jeep Cherokee 60 0% $500
2018 Ford Flex 60 0% $500
2018 Chevrolet Trax 60 0% $250
2019 Lincoln MKT 48 0% $1,500
2018 Mitsubishi Mirage G4 48 0% $1,250
2018 Mitsubishi Mirage 48 0% $750
2019 Lincoln MKC 48 0% $750
2018 Hyundai Tucson 48 0% $500
2019 Hyundai Sonata 48 0% $500
2019 Hyundai Santa Fe 48 0% $500
2019 Lincoln Nautilus 48 0% $500
2019 Lincoln MKZ 48 0% $500
2019 Hyundai Accent 48 0% $500
2018 Dodge Challenger 36 0% $2,250
2018 Dodge Charger 36 0% $1,750
2018 Ram 1500 36 0% $1,750
2018 Dodge Journey 36 0% $1,500
2018 Nissan Maxima 36 0% $1,250
2018 Nissan Murano 36 0% $1,250
2019 Chrysler Pacifica 36 0% $1,000
2019 Jeep Grand Cherokee 36 0% $1,000
2018 Jeep Grand Cherokee 36 0% $1,000
2019 Ford Taurus 36 0% $1,000
2018 Chrysler Pacifica 36 0% $1,000
2018 Fiat 500L 36 0% $500
2019 Hyundai Santa Fe XL 36 0% $500
2019 Nissan Altima 36 0% $500
2018 Hyundai Santa Fe 36 0% $500
2018 Jeep Renegade 36 0% $500
2018 Ram 2500 36 0% $250
2018 Ram 3500 36 0% $250

My Recommendation for Car Shoppers

TrueCar, Edmunds, and 1-800 Car Show are the quickest way to see the lowest car prices in your area. These sites show you no-haggle prices from dealers closest to you - and the deals are usually really good. This should be the first step you take when negotiating your car price. Follow this up with my checklist to make sure you squeeze out every last bit of savings.
- Gregg Fidan

Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
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  • Latest Car Buying Scams and Tricks
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Gregg Fidan

About: Gregg Fidan


Gregg Fidan + is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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