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Best 0% Finance Deals

March 26, 2020

This week, I updated the list of best 0% finance deals on new cars. Interest rates have dropped due to all the turmoil we've been experiencing. Jeep, Chrysler, RAM, Dodge, Buick, GMC, and Ford are now offering 0% interest up to 84 months on several models. Some are offering cash back ON TOP of the 0% financing - for example, the 2020 Jeep Compass comes with $3,750 cash back PLUS 0% for 84 months.

The average APR rate for a 60-month new car loan has fallen to around 4.5%. Using this figure, a 60-month, 0% deal will save you around $3,500 in interest for a vehicle costing $30,000.

Check out the full list below. For even more savings, I highly recommend using TrueCar No Haggle and RydeShopper to see the lowest prices being offered in your area.

Best 0% Finance Deals

Vehicle APR Term APR Rate Plus Cash Back
2020 Jeep Compass 84 0% $3,750
2019 Ram 1500 Classic 84 0% $3,500
2020 Jeep Renegade 84 0% $3,250
2019 GMC Sierra 1500 limited 84 0% $3,000
2020 Dodge Journey 84 0% $2,750
2020 Dodge Grand Caravan 84 0% $2,250
2020 Ram 1500 84 0% $2,000
2019 Dodge Journey 84 0% $2,000
2020 Buick Envision 84 0% $1,750
2019 Jeep Renegade 84 0% $1,750
2020 GMC Terrain 84 0% $1,500
2019 Dodge Grand Caravan 84 0% $1,000
2019 Ram 1500 84 0% $1,000
2020 Buick Encore 84 0% $750
2020 GMC Sierra 1500 84 0% $500
2020 GMC Acadia 84 0% $250
2019 Ram 3500 84 0% $0
2019 Ford Fiesta 84 0% $0
2019 Ram 2500 84 0% $0
2019 Ford Expedition 84 0% $0
2019 Ford Escape 84 0% $0
2020 Chevrolet Bolt 72 0% $4,750
2019 Chevrolet Bolt 72 0% $4,750
2019 Chevrolet Silverado 1500 LD 72 0% $3,000
2019 Lincoln Nautilus 72 0% $2,000
2020 Lincoln MKZ 72 0% $2,000
2019 Chevrolet Equinox 72 0% $1,250
2019 Chevrolet Trax 72 0% $1,250
2019 Chevrolet Traverse 72 0% $1,000
2019 Hyundai Tucson 72 0% $1,000
2020 Chevrolet Equinox 72 0% $1,000
2019 Lincoln MKC 72 0% $750
2019 Hyundai Santa Fe 72 0% $500
2019 Chevrolet Silverado 1500 72 0% $500
2019 Hyundai Elantra 72 0% $500
2019 Mitsubishi Eclipse Cross 72 0% $500
2020 Chevrolet Silverado 1500 72 0% $500
2019 Mitsubishi Outlander 72 0% $250
2019 Mitsubishi Outlander Sport 72 0% $250
2020 Chevrolet Trax 72 0% $250
2019 Toyota Prius 72 0% $0
2019 Kia Stinger 72 0% $0
2020 Hyundai Elantra 72 0% $0
2019 Mitsubishi Outlander PHEV 72 0% $0
2019 Volkswagen Golf R 72 0% $0
2019 Maserati Levante 72 0% $0
2019 Volkswagen Golf 72 0% $0
2019 Chevrolet Corvette 72 0% $0
2020 Volkswagen Golf GTI 72 0% $0
2019 Nissan Titan 72 0% $0
2019 Volkswagen Passat 72 0% $0
2020 Volkswagen Jetta 72 0% $0
2019 Volkswagen Atlas 72 0% $0
2019 Volkswagen Tiguan 72 0% $0
2019 Kia K900 72 0% $0
2020 Buick Regal TourX 72 0% $0
2019 Ford F-150 72 0% $0
2019 Maserati GranTurismo 72 0% $0
2019 Volkswagen Beetle 72 0% $0
2019 Maserati Ghibli 72 0% $0
2019 Volkswagen Golf Alltrack 72 0% $0
2019 Nissan Titan XD 72 0% $0
2019 Volkswagen Golf GTI 72 0% $0
2020 Volkswagen Jetta GLI 72 0% $0
2019 Volkswagen Jetta 72 0% $0
2020 Volkswagen Atlas Cross Sport 72 0% $0
2019 Kia Cadenza 72 0% $0
2020 Buick Enclave 72 0% $0
2019 Ford Mustang 72 0% $0
2019 Volkswagen e-Golf 72 0% $0
2020 Toyota Tundra 72 0% $0
2020 Buick Regal Sportback 72 0% $0
2019 Maserati Quattroporte 72 0% $0
2020 Volkswagen Golf 72 0% $0
2019 Volkswagen Arteon 72 0% $0
2019 Volkswagen Golf SportWagen 72 0% $0
2020 Volkswagen Passat 72 0% $0
2019 Volkswagen Jetta GLI 72 0% $0
2020 Volkswagen Atlas 72 0% $0
2020 Volkswagen Tiguan 72 0% $0
2020 Chrysler Pacifica 60 0% $3,500
2020 Ford EcoSport 60 0% $3,000
2019 Lincoln Continental 60 0% $3,000
2019 Ford Edge 60 0% $2,500
2020 Cadillac XT5 60 0% $2,000
2020 Nissan Titan XD 60 0% $2,000
2020 Cadillac XT4 60 0% $2,000
2020 Cadillac XT6 60 0% $2,000
2020 Nissan Titan 60 0% $2,000
2020 Ford Edge 60 0% $1,750
2020 Lexus NX 60 0% $1,500
2020 Cadillac CT6 60 0% $1,500
2020 Lexus UX 60 0% $1,500
2020 Ford Explorer 60 0% $1,500
2019 Ford Flex 60 0% $1,000
2019 Ford Fusion Energi 60 0% $1,000
2019 Nissan LEAF 60 0% $1,000
2019 Ford Fusion 60 0% $1,000
2019 Nissan Rogue Sport 60 0% $1,000
2020 Nissan Rogue 60 0% $1,000
2020 Ford Fusion 60 0% $750
2019 Hyundai Kona 60 0% $500
2019 Lincoln MKZ 60 0% $500
2019 Ford EcoSport 60 0% $500
2020 Mitsubishi Outlander 60 0% $500
2019 Hyundai Sonata Plugin 60 0% $500
2019 Hyundai Sonata 60 0% $500
2020 Mitsubishi Outlander Sport 60 0% $500
2020 Mitsubishi Eclipse Cross 60 0% $500
2019 Chevrolet Express Cargo 60 0% $250
2020 Chevrolet Express Passenger 60 0% $250
2020 Kia Forte 60 0% $250
2020 Chevrolet Express Cargo 60 0% $250
2019 Chevrolet Express Passenger 60 0% $250
2020 Ram 1500 Classic 48 0% $3,000
2019 Lincoln MKT 48 0% $1,500
2020 Ford Fusion Energi 48 0% $750
2020 Lincoln Continental 48 0% $500
2020 Hyundai Accent 48 0% $500
2019 Nissan Armada 36 0% $5,000
2019 Dodge Challenger 36 0% $3,500
2020 Chrysler 300 36 0% $3,250
2020 Dodge Challenger 36 0% $3,050
2019 Nissan Pathfinder 36 0% $3,000
2020 Dodge Charger 36 0% $2,920
2020 Jeep Grand Cherokee 36 0% $2,750
2020 Jeep Cherokee 36 0% $2,500
2020 Nissan Murano 36 0% $2,250
2020 Dodge Durango 36 0% $2,000
2019 Dodge Charger 36 0% $2,000
2020 Nissan Altima 36 0% $1,500
2020 Nissan Rogue Sport 36 0% $1,000
2020 Nissan Sentra 36 0% $750
2020 Chrysler Voyager 36 0% $750
2020 Hyundai Venue 36 0% $500

My Recommendation for Car Shoppers

TrueCar and RydeShopper are the quickest way to see the lowest car prices in your area. These sites show you no-haggle prices from dealers closest to you - and the deals are usually really good. This should be the first step you take when negotiating your car price. Follow this up with my checklist to make sure you squeeze out every last bit of savings.
- Gregg Fidan

Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
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  • Latest Car Buying Scams and Tricks
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Gregg Fidan

About: Gregg Fidan


Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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