Least Expensive Cars to Insure for 2011
You really shouldn't because car insurance can make up a large percentage of your overall vehicle cost.
Insure.com has just named Toyota, Chrysler, Nissan and Chevrolet as having the lowest insurance costs for 2011.
The rates are a compilation of the six major insurance companies' premiums in 10 ZIP codes for each state.
The least expensive car to insure is the Toyota Highlander at $1,154 per year.
The Chrysler Town & Country LX is the least expensive minivan to insure at $1,092 per year.
SUV honors go to The Nissan Murano SL, at $1,128 per year, while the cheapest truck to insure is the Chevrolet Silverado 1500 with a V-8 2WD - at $1,174 per year.
Here are the top 10 lease expensive cars to insure for 2011:
|1||Toyota Highlander||4 Door 2WD Utility||$1,154|
|2||Toyota Highlander||4 Door 2WD Utility||$1,183|
|3||Volkswagen CC Sport||4 Door Coupe||$1,186|
|4||Nissan Cube SL||4 Door Wagon||$1,188|
|5||Nissan Cube||4 Door Wagon||$1,206|
|6||Nissan Cube S||4 Door Wagon||$1,208|
|7||Toyota Highlander Limited||4 Door 2WD Utility||$1,233|
|8||Ford Taurus SE||4 Door Sedan 3.5L||$1,254|
|9||Toyota Highlander SE||4 Door 2WD Utility||$1,255|
|10||Nissan Versa||4 Door Sedan||$1,268|
Experts recommend to check your car insurance rates twice per year to make sure you're not overpaying. This can easily save you a few hundred dollars.
Check Current Insurance Rates in Your State:
3 Steps Every Car Buyer Needs to Take to Save Maximum MoneyThe key to getting the best deal is to gather price or lease bids from as many local dealers as possible. Then shop that best price around until no one can beat it. Here are the steps:
Step 1 Get Prices From My Trusted NetworkSelect the vehicle you're interested in to see if there are local dealers in my network who will provide you with their best upfront price. You will get direct access to an internet sales manager who you can further negotiate with online (no need to visit dealership).
Step 2 Get Prices From TrueCar / CarsDirectTrueCar, and CarsDirect are my top 2 online price quote recommendations. These services show you pre-negotiated prices from dealers closest to you - and the deals are usually pretty decent. But remember, you can still negotiate further.
Step 3 Complete my ChecklistFollow this up with my checklist to make sure you squeeze out every last bit of savings.
- Gregg Fidan
Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
- Best Rebates, Incentives, and Lease Deals
- Latest Car Buying Scams and Tricks
- The Best & Worst Time to Buy a Car
- Which Cars You Should Avoid