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Best and Worst Cars for Injuries
October 4, 2012
The Highway Loss Data Institute released a list of vehicles with the highest and lowest overall insurance losses.
Although safety research shows that many vehicles do well in crash tests, vehicle size is still extremely important when it comes to personal injuries. Larger vehicles protect passengers better than smaller ones in real-world crashes.
The following is a list of vehicles with the fewest and greatest claim frequencies for personal injuries.
Cars with the Lowest Personal Injury Claims
| Vehicle | Segment | Claim frequency |
|---|---|---|
| Porsche 911 (2-door) | Midsize sports car | 32 |
| Chevrolet Corvette (2-door) | Midsize sports car | 38 |
| Chevrolet Silverado 2500 crew 4WD | Very large pickup | 39 |
| Mercedes-Benz SL-class convertible | Midsize sports car | 42 |
| Jeep Grand Cherokee | Midsize SUV | 42 |
| Lexus LX 570 4WD | Large luxury SUV | 42 |
| Land Rover Range Rover 4WD | Large luxury SUV | 44 |
| Chevrolet Silverado 1500 4WD | Large pickup | 44 |
| Ford F-150 4WD | Large pickup | 44 |
| Cadillac Escalade ESV 4WD | Very large luxury SUV | 45 |
Cars with the Highest Personal Injury Claims
| Vehicle | Segment | Claim frequency |
|---|---|---|
| Toyota Yaris | Mini four-door car | 201 |
| Suzuki SX4 | Small four-door car | 187 |
| Chevrolet Aveo | Mini four-door car | 183 |
| Mitsubishi Galant | Midsize four-door car | 179 |
| Kia Rio | Mini four-door car | 175 |
| Hyundai Accent | Mini four-door car | 173 |
| Nissan Versa | Small four-door car | 173 |
| Dodge Avenger | Midsize four-door car | 167 |
| Nissan Sentra | Small four-door car | 162 |
| Chevrolet Aveo | Mini station wagons/minivan | 157 |
3 Steps Every Car Buyer Needs to Take to Save Maximum Money
The key to getting the best deal is to gather price or lease bids from as many local dealers as possible. Then shop that best price around until no one can beat it. Here are the steps:Step 1 Get Prices From My Trusted Network
Select the vehicle you're interested in to see if there are local dealers in my network who will provide you with their best upfront price. You will get direct access to an internet sales manager who you can further negotiate with online (no need to visit dealership).Select Vehicle to Get Local Pricing
Step 2 Get Prices From TrueCar / CarsDirect
TrueCar, and CarsDirect are my top 2 online price quote recommendations. These services show you pre-negotiated prices from dealers closest to you - and the deals are usually pretty decent. But remember, you can still negotiate further.Step 3 Complete my Checklist
Follow this up with my checklist to make sure you squeeze out every last bit of savings.- Gregg Fidan
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About The Author
Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate
the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.
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