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Cheapest States for Car Insurance

If you thought what you pay for car insurance was based entirely on you and what you were driving, think again - where you live can also have an impact.

Forbes recently revealed the costliest and cheapest places in the United States to insure a car. For instance, Louisiana residents are apparently paying the most of all Americans for car insurance with an annual average paymet of $2,699, while second highest goes to Michigan where residents shell out average premiums of $2,250 each year.

So where's the cheapest? That would be Maine, where residents only pay an average of $934 a year in car insurance.
Below is list of the top 10 most and least expensive states for car insurance.

Tip: be sure to compare insurance rates at least once a year. It's not that hard to save a few hundred dollars a year by switching.

Compare Insurance Rates in Your State

Most Expensive States

StateAverage Annual Auto Insurance Rate
Washington, DC$2,006
West Virginia$1,816
Rhode Island$1,735

Least Expensive States

StateAverage Annual Auto Insurance Rate
North Carolina$1,085
New Hampshire$1,112

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About The Author

Gregg Fidan Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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