Cheapest States for Car Insurance
If you thought what you pay for car insurance was based entirely on you and what you were driving, think again - where you live can also have an impact.
Forbes recently revealed the costliest and cheapest places in the United States to insure a car. For instance, Louisiana residents are apparently paying the most of all Americans for car insurance with an annual average paymet of $2,699, while second highest goes to Michigan where residents shell out average premiums of $2,250 each year.
So where's the cheapest? That would be Maine, where residents only pay an average of $934 a year in car insurance.
Below is list of the top 10 most and least expensive states for car insurance.
Tip: be sure to compare insurance rates at least once a year. It's not that hard to save a few hundred dollars a year by switching.
Most Expensive States
State | Average Annual Auto Insurance Rate |
---|---|
Louisiana | $2,699 |
Michigan | $2,520 |
Georgia | $2,155 |
Oklahoma | $2,074 |
Washington, DC | $2,006 |
Montana | $1,914 |
California | $1,819 |
West Virginia | $1,816 |
Rhode Island | $1,735 |
Kentucky | $1,725 |
Least Expensive States
State | Average Annual Auto Insurance Rate |
---|---|
Maine | $934 |
Iowa | $1,028 |
North Carolina | $1,085 |
Ohio | $1,106 |
New Hampshire | $1,112 |
Idaho | $1,133 |
Vermont | $1,176 |
Indiana | $1,183 |
Washington | $1,226 |
Arizona | $1,227 |

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