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USAA, an insurance and financial company, has created a list of Best Values in 16 vehicle segments.
USAA focuses on affordability, lifetime costs, depreciation and safety.
Top choices include the 2011 Dodge Charger, Hyundai Sonata and Chevrolet Cruze and Traverse.
Vehicles on USAA's list must also receive the top two scores in the Insurance Institute for Highway Safety crash-test ratings, which means a Good or Acceptable rating.
While USAA's methodology is rational, it's important to consider that — as an insurer and financial firm — the company is motivated to suggest vehicles that will keep insurance or financial losses at a minimum.
Below are the insurer's top choices.
| Large sedan | Dodge Charger |  |
| Midsize sedan | Hyundai Sonata |  |
| Small sedan | Chevrolet Cruze |  |
| Large luxury sedan | Hyundai Genesis |  |
| Midsize luxury sedan | Audi A4 |  |
| Large SUV | Chevrolet Traverse |  |
| Midsize SUV | Toyota FJ Cruiser |  |
| Small SUV | Kia Sportage |  |
| Large Luxury SUV | Audi Q7 |  |
| Midsize luxury SUV | Lexus RX 450h |  |
| Large pickup | Chevrolet Silverado 1500 Hybrid |  |
| Small pickup | Suzuki Equator |  |
| Sports | Ford Mustang |  |
| Coupe | Scion tC |  |
| Wagon | Scion xB |  |
| Minivan | Kia Sedona |  |
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