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You really shouldn't because car insurance can make up a large percentage of your overall vehicle cost.
Insure.com has just named Toyota, Chrysler, Nissan and Chevrolet as having the lowest insurance costs for 2011.
The rates are a compilation of the six major insurance companies' premiums in 10 ZIP codes for each state.
The least expensive car to insure is the Toyota Highlander at $1,154 per year.
The Chrysler Town & Country LX is the least expensive minivan to insure at $1,092 per year.
SUV honors go to The Nissan Murano SL, at $1,128 per year, while the cheapest truck to insure is the Chevrolet Silverado 1500 with a V-8 2WD - at $1,174 per year.
Here are the top 10 lease expensive cars to insure for 2011:
| Rank | Vehicle | Style | Annual Cost |
| 1 | Toyota Highlander | 4 Door 2WD Utility | $1,154 |
| 2 | Toyota Highlander | 4 Door 2WD Utility | $1,183 |
| 3 | Volkswagen CC Sport | 4 Door Coupe | $1,186 |
| 4 | Nissan Cube SL | 4 Door Wagon | $1,188 |
| 5 | Nissan Cube | 4 Door Wagon | $1,206 |
| 6 | Nissan Cube S | 4 Door Wagon | $1,208 |
| 7 | Toyota Highlander Limited | 4 Door 2WD Utility | $1,233 |
| 8 | Ford Taurus SE | 4 Door Sedan 3.5L | $1,254 |
| 9 | Toyota Highlander SE | 4 Door 2WD Utility | $1,255 |
| 10 | Nissan Versa | 4 Door Sedan | $1,268 |
Experts recommend to check your car insurance rates twice per year to make sure you're not overpaying. This can easily save you a few hundred dollars.
Check Current Insurance Rates in Your State:

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