States With the Highest Car Insurance Rates

Drivers in Michigan pay the highest auto insurance rates in the nation, an average of $4,490 - according to a new study from CarInsuranceQuotes.com. Other states with high car insurance rates include Louisiana, Kentucky, Mississippi and West Virginia.

At the bottom of the list, Massachusetts residents pay just $1,128 a year on average. The next-cheapest were North Carolina, Alaska, Hawaii and Iowa.

View the list below and see where your State ranks. Also, be sure to comparison shop your rates at least once per year to make sure you're not overpaying.

Compare Insurance Rates in Your State:

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming  

Rank	State	Income	Insurance Cost	% of Income
1	Michigan	$56,101	$4,490	8.00%
2	Louisiana	$52,456	$2,912	5.55%
3	Kentucky	$50,392	$2,292	4.55%
4	West Virginia	$48,927	$2,074	4.24%
5	Mississippi	$45,484	$1,840	4.05%
6	Arkansas	$47,049	$1,722	3.66%
7	Delaware	$68,746	$2,456	3.57%
8	New York	$65,897	$2,334	3.54%
9	Nevada	$60,192	$2,070	3.44%
10	Florida	$53,093	$1,784	3.36%
11	District of Columbia	$77,514	$2,570	3.32%
12	South Carolina	$51,704	$1,682	3.25%
13	Rhode Island	$67,814	$2,132	3.14%
14	Arizona	$55,353	$1,724	3.12%
15	New Jersey	$82,427	$2,556	3.10%
16	Oklahoma	$51,958	$1,610	3.10%
17	Georgia	$55,209	$1,632	2.96%
18	South Dakota	$59,987	$1,772	2.95%
19	Pennsylvania	$61,890	$1,828	2.95%
20	Alabama	$50,429	$1,476	2.93%
21	Tennessee	$51,083	$1,452	2.84%
22	Minnesota	$69,625	$1,924	2.76%
23	Missouri	$56,214	$1,550	2.76%
24	Illinois	$65,417	$1,716	2.62%
25	New Mexico	$51,020	$1,306	2.56%
26	Texas	$56,575	$1,420	2.51%
27	Montana	$54,507	$1,354	2.48%
28	Idaho	$52,342	$1,290	2.47%
29	Connecticut	$81,246	$1,984	2.44%
30	Maryland	$83,137	$2,030	2.44%
31	Kansas	$61,013	$1,480	2.43%
32	Colorado	$67,800	$1,562	2.30%
33	Indiana	$55,368	$1,268	2.29%
34	Wisconsin	$62,088	$1,400	2.26%
35	Nebraska	$60,812	$1,348	2.22%
36	Vermont	$62,575	$1,380	2.21%
37	Washington	$67,328	$1,458	2.17%
38	North Dakota	$65,207	$1,384	2.12%
39	Wyoming	$65,841	$1,394	2.12%
40	Utah	$61,618	$1,270	2.06%
41	Ohio	$56,518	$1,128	2.00%
42	Maine	$58,197	$1,160	1.99%
43	Virginia	$72,476	$1,444	1.99%
44	California	$65,481	$1,304	1.99%
45	New Hampshire	$74,634	$1,484	1.99%
46	Iowa	$60,917	$1,202	1.97%
47	Oregon	$56,661	$1,108	1.96%
48	Alaska	$76,962	$1,348	1.75%
49	Hawaii	$76,134	$1,244	1.63%
50	North Carolina	$52,920	$860	1.63%
51	Massachusetts	$78,653	$1,128	1.43%

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