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10 Cars Offering 0% Financing Deals

October 20, 2011

If you're looking to purchase a new car, anyone who is NOT a cash buyer is seeking the best loan rate.

It’s impossible to do better than zero percent interest.

For October, there are 10 cars from seven brands offering a special loan rate of 0% APR for up to 60 months.

Before grabbing one of these deals, you should first find out two things:

1) Whether your credit rating will qualify you for this deal (Check your credit score here).

2) What interest rate you can get on your own.

While a 5 year, 0% loan is worth quite a bit, you should determine how much interest you would pay on an alternative loan and see if you can work out a discount greater than that amount.

Model MSRP Loan Term Payment
2011 Toyota Camry LE $23,000 60 months $383.33
2011 Nissan Maxima $32,000 60 months $533.33
2011 Nissan Murano FWD S $29,500 60 months $491.66
2011 Mazda 2 4-Door Hatch $14,100 60 months $235.00
2011 Chrysler Town & Country Limited $39,825 60 months $663.75
2011 Chrysler 300C RWD $38,170 60 months $636.16
2011 Dodge Nitro R/T $24,545 60 months $409.00
2011 Chevrolet Malibu 1LS $22,000 60 months $366.67
2011 Chevrolet HHR 1LS $18,720 60 months $312.00
2011 Mazda CX-7 FWD $22,000 60 months $367.00

My Recommendation for Car Shoppers

TrueCar No-Haggle, Edmunds Price Promise, and 1-800 Car Show are the quickest way to see the lowest car prices in your area. These sites show you no-haggle prices from dealers closest to you - and the deals are usually really good. This should be the first step you take when negotiating your car price. Follow this up with my checklist to make sure you squeeze out every last bit of savings.

California Residents - Important:

There is a new online car buying service called Roadster, available only to California residents, which I highly recommend you try - especially if you hate the stress of haggling with a car salesman. They provide an expert concierge who negotiates the price of the car and delivers it to your home with zero hassle - you never have to interact with a dealership. Here is my in-depth review of Roadster and why I recommend it.

- Gregg Fidan

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Gregg Fidan

About: Gregg Fidan

Gregg Fidan + is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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