10 Cars Offering 0% Financing Deals
If you're looking to purchase a new car, anyone who is NOT a cash buyer is seeking the best loan rate.
It’s impossible to do better than zero percent interest.
For October, there are 10 cars from seven brands offering a special loan rate of 0% APR for up to 60 months.
Before grabbing one of these deals, you should first find out two things:
1) Whether your credit rating will qualify you for this deal (Check your credit score here).
2) What interest rate you can get on your own.
While a 5 year, 0% loan is worth quite a bit, you should determine how much interest you would pay on an alternative loan and see if you can work out a discount greater than that amount.
| Model | MSRP | Loan Term | Payment |
| 2011 Toyota Camry LE | $23,000 | 60 months | $383.33 |
| 2011 Nissan Maxima | $32,000 | 60 months | $533.33 |
| 2011 Nissan Murano FWD S | $29,500 | 60 months | $491.66 |
| 2011 Mazda 2 4-Door Hatch | $14,100 | 60 months | $235.00 |
| 2011 Chrysler Town & Country Limited | $39,825 | 60 months | $663.75 |
| 2011 Chrysler 300C RWD | $38,170 | 60 months | $636.16 |
| 2011 Dodge Nitro R/T | $24,545 | 60 months | $409.00 |
| 2011 Chevrolet Malibu 1LS | $22,000 | 60 months | $366.67 |
| 2011 Chevrolet HHR 1LS | $18,720 | 60 months | $312.00 |
| 2011 Mazda CX-7 FWD | $22,000 | 60 months | $367.00 |
My Recommendation for Car Shoppers
TrueCar, Edmunds, and 1-800 Car Show are the quickest way to see the lowest car prices in your area. These sites show you no-haggle prices from dealers closest to you - and the deals are usually really good. This should be the first step you take when negotiating your car price. Follow this up with my checklist to make sure you squeeze out every last bit of savings.New York Tri-State Residents - Important:
There is a new car leasing service called Carvoy, available to NY tri-state area residents, which I recommend you try - especially if you hate the stress of haggling with car dealerships. Carvoy provides pre-negotiated lease deals, calculated with taxes and all fees incuded so you know exactly what it will cost. Here is my list of Best Carvoy deals, updated each month.- Gregg Fidan
- Best Rebates, Incentives, and Lease Deals
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- The Best & Worst Time to Buy a Car
- Which Cars You Should Avoid
About: Gregg Fidan
Gregg Fidan + is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.
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