Tire and Wheel Protection
It will cover your costs if you blow out a tire or damage your rims due to hitting a road hazard.
A road hazard is anything that shouldn't be on the roads - such as potholes, debris, dead animals and the like.
Crashing into a curb is not considered a road hazard, and this is where things can get tricky.
Many policies have a long list of exceptions, so you need to read the agreement carefully to see what's included.
As far as price, it only makes sense to buy this protection if the cost is less than 25% of the value of one wheel/tire.
If you live in a big city with lots of potholes, that may be another reason to consider getting this.
But for the most part, it's usually a good idea to pass on this upsell.
My Recommendation for Car ShoppersTrueCar No-Haggle, Edmunds Price Promise and 1-800 Car Show are the quickest way to see the lowest car prices in your area. These sites show you no-haggle prices from dealers closest to you - and the deals are usually really good. This should be the first step you take when negotiating your car price. Follow this up with my checklist to make sure you squeeze out every last bit of savings.
- Gregg Fidan
About: Gregg Fidan
Gregg Fidan + is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.