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Navigator
Lincoln Navigator Incentives & Lease Deals (September 2026)
Last Updated: Sep 14, 2026
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Expiration dates are shown with each offer.
Lincoln Navigator Current Lease Offers (Official Manufacturer Offers)
| Year & Trim | * $0 Down. Terms shown with each payment. 10,500 miles/year. Expires Sep 30, 2026. | ||||
|---|---|---|---|---|---|
| MSRP | Payment | Value | Region | Local Deals | |
| 2026 Navigator Black Label 4WD | $122,420 | $1,831/mo48 months | Poor | Multiregion | |
| 2026 Navigator Black Label 4WD | $122,420 | $2,078/mo39 months | Terrible | Chicago | |
| 2026 Navigator Black Label L 4WD | $125,420 | $1,876/mo48 months | Poor | Multiregion | |
| 2026 Navigator Black Label L 4WD | $125,420 | $2,129/mo39 months | Terrible | Chicago | |
| 2026 Navigator Premiere 4WD | $94,890 | $1,518/mo39 months | Poor | Chicago | |
| 2026 Navigator Premiere 4WD | $94,890 | $1,345/mo48 months | OK | Multiregion | |
| 2026 Navigator Premiere L 4WD | $97,890 | $1,389/mo48 months | OK | Multiregion | |
| 2026 Navigator Premiere L 4WD | $97,890 | $1,567/mo39 months | Poor | Chicago | |
| 2026 Navigator Reserve 4WD | $104,890 | $1,508/mo48 months | OK | Multiregion | |
| 2026 Navigator Reserve 4WD | $104,890 | $1,705/mo39 months | Poor | Chicago | |
| 2026 Navigator Reserve L 4WD | $107,890 | $1,552/mo48 months | OK | Multiregion | |
| 2026 Navigator Reserve L 4WD | $107,890 | $1,754/mo39 months | Poor | Chicago | |
Lincoln Navigator Finance Offers
Finance offers expire Sep 30, 2026
| Vehicle | 36 mo | 48 mo | 60 mo | 72 mo | 84 mo | Local Deals |
|---|---|---|---|---|---|---|
| 2027 Navigator | - | - | 7.3%
+$500 |
7.4%
+$500 |
7.5%
+$500 |
|
| 2027 Navigator | - | - | 7.3%
+$500 |
7.4%
+$500 |
7.5%
+$500 |
|
| 2027 Navigator | - | - | 7.3%
+$500 |
7.4%
+$500 |
7.5%
+$500 |
|
| 2027 Navigator | - | - | 7.3%
+$500 |
7.4%
+$500 |
7.5%
+$500 |
|
| 2027 Navigator | - | - | 7.3%
+$500 |
7.4%
+$500 |
7.5%
+$500 |
|
| 2027 Navigator | - | - | 7.3%
+$500 |
7.4%
+$500 |
7.5%
+$500 |
|
| 2026 Navigator | 0%
+$1,500 |
1.9%
+$1,500 |
2.9%
+$1,500 |
3.9%
+$1,500 |
3.9%
+$1,500 |
|
| 2026 Navigator | 0%
+$1,500 |
1.9%
+$1,500 |
2.9%
+$1,500 |
3.9%
+$1,500 |
3.9%
+$1,500 |
|
| 2026 Navigator | 0%
+$1,500 |
1.9%
+$1,500 |
2.9%
+$1,500 |
3.9%
+$1,500 |
3.9%
+$1,500 |
|
| 2026 Navigator | 0%
+$1,500 |
1.9%
+$1,500 |
2.9%
+$1,500 |
3.9%
+$1,500 |
3.9%
+$1,500 |
|
| 2026 Navigator | 0%
+$1,500 |
1.9%
+$1,500 |
2.9%
+$1,500 |
3.9%
+$1,500 |
3.9%
+$1,500 |
|
| 2026 Navigator | 0%
+$1,500 |
1.9%
+$1,500 |
2.9%
+$1,500 |
3.9%
+$1,500 |
3.9%
+$1,500 |
Lincoln Navigator Cash Rebates
Cash rebates expire Sep 30, 2026
| Vehicle | Best Region | Max Rebate | Local Deals |
|---|---|---|---|
| 2027 Navigator Black Label | Nationwide | $500 | |
| 2027 Navigator Black Label L | Nationwide | $500 | |
| 2027 Navigator Premiere | Nationwide | $500 | |
| 2027 Navigator Premiere L | Nationwide | $500 | |
| 2027 Navigator Reserve | Nationwide | $500 | |
| 2027 Navigator Reserve L | Nationwide | $500 | |
| 2026 Navigator Black Label | Multiregion | $4,500 | |
| 2026 Navigator Black Label L | Multiregion | $4,500 | |
| 2026 Navigator Premiere | Multiregion | $4,500 | |
| 2026 Navigator Premiere L | Multiregion | $4,500 | |
| 2026 Navigator Reserve | Multiregion | $4,500 | |
| 2026 Navigator Reserve L | Multiregion | $4,500 |
Special Cash Bonuses
| Vehicle | First Responder | Military Rebate | Lease Rebate |
|---|---|---|---|
| 2027 Navigator Black Label Expires Jan 04, 2027 | $1000 | $500 | N/A |
| 2027 Navigator Black Label L Expires Jan 04, 2027 | $1000 | $500 | N/A |
| 2027 Navigator Premiere Expires Jan 04, 2027 | $1000 | $500 | N/A |
| 2027 Navigator Premiere L Expires Jan 04, 2027 | $1000 | $500 | N/A |
| 2027 Navigator Reserve Expires Jan 04, 2027 | $1000 | $500 | N/A |
| 2027 Navigator Reserve L Expires Jan 04, 2027 | $1000 | $500 | N/A |
| 2026 Navigator Black Label Expires Jan 04, 2027 | $1000 | $500 | N/A |
| 2026 Navigator Black Label L Expires Jan 04, 2027 | $1000 | $500 | N/A |
| 2026 Navigator Premiere Expires Jan 04, 2027 | $1000 | $500 | N/A |
| 2026 Navigator Premiere L Expires Jan 04, 2027 | $1000 | $500 | N/A |
| 2026 Navigator Reserve Expires Jan 04, 2027 | $1000 | $500 | N/A |
| 2026 Navigator Reserve L Expires Jan 04, 2027 | $1000 | $500 | N/A |
| 2026 Navigator Black Label Expires Sep 30, 2026 | $1000 | $500 | $1500 |
| 2026 Navigator Black Label Expires Sep 30, 2026 | $1000 | $500 | $1500 |
| 2026 Navigator Black Label L Expires Sep 30, 2026 | $1000 | $500 | $1500 |
| 2026 Navigator Black Label L Expires Sep 30, 2026 | $1000 | $500 | $1500 |
| 2026 Navigator Premiere Expires Sep 30, 2026 | $1000 | $500 | $1500 |
| 2026 Navigator Premiere Expires Sep 30, 2026 | $1000 | $500 | $1500 |
| 2026 Navigator Premiere L Expires Sep 30, 2026 | $1000 | $500 | $1500 |
| 2026 Navigator Premiere L Expires Sep 30, 2026 | $1000 | $500 | $1500 |
| 2026 Navigator Reserve Expires Sep 30, 2026 | $1000 | $500 | $1500 |
| 2026 Navigator Reserve Expires Sep 30, 2026 | $1000 | $500 | $1500 |
| 2026 Navigator Reserve L Expires Sep 30, 2026 | $1000 | $500 | $1500 |
| 2026 Navigator Reserve L Expires Sep 30, 2026 | $1000 | $500 | $1500 |
Lincoln Navigator Real Prices Paid (Average By Trim)
Here are the types of discounts you can expect on Lincoln Navigator
models broken down by trim level and variations such as powertrain and style. This data is less
accurate on low-volume trims, thus your local region may have widely different discounts.
| Year & Trim | MSRP | Real Price | Discount | Best Region | Local Deals |
|---|---|---|---|---|---|
| 2027 Black Label RWD | $117,890 | $115,034 | 2% | Mountain | |
| 2027 Black Label 4WD | $120,890 | $117,789 | 3% | Mountain | |
| 2027 L Black Label RWD | $120,890 | $117,925 | 2% | Mountain | |
| 2027 L Black Label 4WD | $123,890 | $120,730 | 3% | Mountain | |
| 2027 L Premiere 4WD | $98,890 | $96,886 | 2% | Mountain | |
| 2027 L Premiere RWD | $95,890 | $93,035 | 3% | Mountain | |
| 2027 L Reserve 4WD | $108,890 | $106,187 | 3% | Mountain | |
| 2027 L Reserve RWD | $105,890 | $103,101 | 3% | Mountain | |
| 2027 Premiere 4WD | $95,890 | $92,868 | 3% | Mountain | |
| 2027 Premiere RWD | $92,890 | $90,104 | 3% | Mountain | |
| 2027 Reserve 4WD | $105,890 | $102,521 | 3% | Mountain | |
| 2027 Reserve RWD | $102,890 | $102,291 | 1% | Mountain | |
| 2026 Black Label 4WD | $122,420 | $113,170 | 8% | Mountain | |
| 2026 L Black Label 4WD | $125,420 | $116,367 | 7% | Mountain | |
| 2026 L Premiere 4WD | $97,890 | $90,876 | 7% | Mountain | |
| 2026 L Reserve 4WD | $107,890 | $99,470 | 8% | Mountain | |
| 2026 Premiere 4WD | $94,890 | $86,935 | 8% | Mountain | |
| 2026 Reserve 4WD | $104,890 | $96,434 | 8% | Mountain | |
| 2025 Black Label 4WD | $119,590 | $106,433 | 11% | Mountain | |
| 2025 L Black Label 4WD | $122,590 | $106,957 | 13% | Mountain | |
| 2025 L Reserve 4WD | $105,580 | $92,225 | 13% | Mountain | |
| 2025 Reserve 4WD | $102,590 | $89,610 | 13% | Mountain |
Lincoln Navigator Main Competitors (X-Large Near-Luxury SUV)
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