Top 10 Best and Worst Cars to Insure

October 1, 2009

The Insurance Institute for Highway Safety released a report this month listing the top 10 best and worst cars to insure.

The list is based on a combination of total cost to repair and the amount owners claimed for non-crash related damage.

Why is this list important? Because insurance can make up a major portion of the overall cost of a vehicle and insurance companies will charge more for cars that have higher loss-rates.

Take the Subaru Impreza WRX for example. It was rated the worst car to insure for model years 2005-2007. The Wall Street Journal found that it costs nearly $600 more to insure per year than a comparable model.

On the flip side, if you buy a Buick Rendezvous (the best car to insure), you're going to pay a lot less for insurance than a comparable model.

If you really want to save money, take this list into consideration before you decide which car to buy.

Top 10 Worst Cars to Insure

Subaru Impreza WRX
Scion tC
Hyundai Tiburon
Mercedes CLS class 4dr
Suzuki Forenza
Honda Civic Si
Dodge Charger
Nissan 350z
Chevrolet Cobalt
Suzuki Reno

Top 10 Best Cars to Insure

Buick Rendezvous
Pontiac Solstice
Buick Terraza
Honda Odyssey
Mazda MX-5 Miata
Subaru Outback
Ford Five Hundred
Volvo V70
Chrysler Town & Country
Chevrolet Corvette Convertible

About the Author: Gregg Fidan

Gregg Fidan + is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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