BMW Offering Great End-of-Year Incentives

BMW recently came out with some of its best incentives of the year. From now until January 4, 2010, buyers have the opportunity to take advantage of these rebates for both 2009 and 2010 models.

The best deals are found on BMW's 2009 models, but some 2010s have a lot to offer as well. The company is even offering direct factory-to-customer rebates, something it rarely does.

Known as "Holiday Credit Cash", these come in either $1,500 or $2,500 rebates. While most of the models get the rebate, not all do - only those leased or financed through BMW Financial Services qualify.

A majority of the models - even some of the 2010 ones - also come with low-interest loans which buyers can combine with the "Holiday Credit Cash". The low interest rates are all for 24/60 months and range from 0.9% - 4.9%.

For some models, BMW is also offering special factory-to-dealer rebates which dealers can use to discount their prices. There's no guarantee they will pass their hidden discounts over to you, but it won't hurt to negotiate.

There are limitations on the offer, as buyers may have to choose between the discounts and the low-interest loan rate, for example. This isn't true in all cases, however. The 6-Series and M6, both allow a combination of $6,000 dealer rebate with a low APR rate of 0.9%.

These are all great deals no matter which BMW you choose, and consumers have almost two full months to make a smart purchase.