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GM, Toyota and Ford All Offering 0% Financing

Whether it's to offset poor public opinion or to remain competitive within the industry, several automakers are choosing to make March the month for 0% financing for well-qualified buyers.

Toyota started the movement with 0% financing on the 2010 Camry for three, four and five year loans, along with $2,000 dealer cash rebates. Other models that qualify for the 0% deal include the 2010 Highlander, 2010 Tundra and 2010 Yaris, although some are only valid for shorter-term loans.

General Motors is matching those deals on most of its trucks; for passenger cars in the 2010 model year the most likely option will be rebates of up to $3,000. 2009 models are a particularly good buy right now as dealers try to clear them off the lots. Discounts include 0% financing for up to 72 months or up to $4,000 cash back.

Ford, the latest entrant to the low financing rate wars, is offering deals on the Mercury Milan as well as the Ford Focus, Fusion and Mustang on short-term loans. Longer deals are possible for SUVs in its lineup.






3 Steps Every Car Buyer Needs to Take to Save Maximum Money

The key to getting the best deal is to gather price or lease bids from as many local dealers as possible. Then shop that best price around until no one can beat it. Here are the steps:

Step 1 Get Prices From My Trusted Network

Select the vehicle you're interested in to see if there are local dealers in my network who will provide you with their best upfront price. You will get direct access to an internet sales manager who you can further negotiate with online (no need to visit dealership).
Select Vehicle to Get Local Pricing

Step 2 Get Prices From TrueCar / CarsDirect

TrueCar, and CarsDirect are my top 2 online price quote recommendations. These services show you pre-negotiated prices from dealers closest to you - and the deals are usually pretty decent. But remember, you can still negotiate further.

Step 3 Complete my Checklist

Follow this up with my checklist to make sure you squeeze out every last bit of savings.
- Gregg Fidan

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About The Author

Gregg Fidan Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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