GM, Toyota and Ford All Offering 0% Financing

Whether it's to offset poor public opinion or to remain competitive within the industry, several automakers are choosing to make March the month for 0% financing for well-qualified buyers.

Toyota started the movement with 0% financing on the 2010 Camry for three, four and five year loans, along with $2,000 dealer cash rebates. Other models that qualify for the 0% deal include the 2010 Highlander, 2010 Tundra and 2010 Yaris, although some are only valid for shorter-term loans.

General Motors is matching those deals on most of its trucks; for passenger cars in the 2010 model year the most likely option will be rebates of up to $3,000. 2009 models are a particularly good buy right now as dealers try to clear them off the lots. Discounts include 0% financing for up to 72 months or up to $4,000 cash back.

Ford, the latest entrant to the low financing rate wars, is offering deals on the Mercury Milan as well as the Ford Focus, Fusion and Mustang on short-term loans. Longer deals are possible for SUVs in its lineup.

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