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Best New Cars on a Tight Budget

If you're close to retiring, that means you'll be on a pretty strict budget to help ensure your retirement dollars go the full distance. So finding yourself in need of a new car may seem like a very daunting task -- can you really afford an expense like that right now?

BankRate.com understand this, and to help they've recently released a list of what they consider the top seven cars for retirees on a budget. All the cars on the list are below the $36,500 mark, and include vehicles that received top marks for safety and ride quality. Vehicles on the list include the 2015 Ford Fusion Hybrid SE, 2014 Jeep Grand Cherokee Limited, and 2014 Chevrolet Impala 2LT.

And to really stay within your budget, make sure to use both TrueCar No Haggle and CarsDirect for even greater savings on these vehicles.

VehiclePriceCity MPGHighway MPG
2014 Mazda3 iTouring Sedan$20,6452941
2015 Kia Optima LX$23,2502334
2015 Ford Fusion Hybrid SE$27,2804441
2014 Hyundai Azera$31,0001929
2014 Chevrolet Impala 2LT$31,0251929
2014 Toyota Sienna XLE$33,6451825
2014 Jeep Grand Cherokee Limited$36,4951725

3 Steps Every Car Buyer Needs to Take to Save Maximum Money

The key to getting the best deal is to gather price or lease bids from as many local dealers as possible. Then shop that best price around until no one can beat it. Here are the steps:

Step 1 Get Prices From My Trusted Network

Select the vehicle you're interested in to see if there are local dealers in my network who will provide you with their best upfront price. You will get direct access to an internet sales manager who you can further negotiate with online (no need to visit dealership).
Select Vehicle to Get Local Pricing

Step 2 Get Prices From TrueCar / CarsDirect

TrueCar, and CarsDirect are my top 2 online price quote recommendations. These services show you pre-negotiated prices from dealers closest to you - and the deals are usually pretty decent. But remember, you can still negotiate further.

Step 3 Complete my Checklist

Follow this up with my checklist to make sure you squeeze out every last bit of savings.
- Gregg Fidan

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About The Author

Gregg Fidan Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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