About Real Car Tips
Profile Pic
Find the Best Car Deals Near You ⤵

Top 10 Best and Worst Cars to Insure

Insurance Money The Insurance Institute for Highway Safety released a report this month listing the top 10 best and worst cars to insure.

The list is based on a combination of total cost to repair and the amount owners claimed for non-crash related damage.

Why is this list important? Because insurance can make up a major portion of the overall cost of a vehicle and insurance companies will charge more for cars that have higher loss-rates.

Take the Subaru Impreza WRX for example. It was rated the worst car to insure for model years 2005-2007. The Wall Street Journal found that it costs nearly $600 more to insure per year than a comparable model.

On the flip side, if you buy a Buick Rendezvous (the best car to insure), you're going to pay a lot less for insurance than a comparable model.

If you really want to save money, take this list into consideration before you decide which car to buy.

Top 10 Worst Cars to Insure

  1. Subaru Impreza WRX
  2. Scion tC
  3. Hyundai Tiburon
  4. Mercedes CLS class 4dr
  5. Suzuki Forenza
  6. Honda Civic Si
  7. Dodge Charger
  8. Nissan 350z
  9. Chevrolet Cobalt
  10. Suzuki Reno
Top 10 Best Cars to Insure
  1. Buick Rendezvous
  2. Pontiac Solstice
  3. Buick Terraza
  4. Honda Odyssey
  5. Mazda MX-5 Miata
  6. Subaru Outback
  7. Ford Five Hundred
  8. Volvo V70
  9. Chrysler Town & Country
  10. Chevrolet Corvette Convertible

3 Steps Every Car Buyer Needs to Take to Save Maximum Money

The key to getting the best deal is to gather price or lease bids from as many local dealers as possible. Then shop that best price around until no one can beat it. Here are the steps:

Step 1 Get Prices From My Trusted Network

Select the vehicle you're interested in to see if there are local dealers in my network who will provide you with their best upfront price. You will get direct access to an internet sales manager who you can further negotiate with online (no need to visit dealership).
Select Vehicle to Get Local Pricing

Step 2 Get Prices From TrueCar / CarsDirect

TrueCar, and CarsDirect are my top 2 online price quote recommendations. These services show you pre-negotiated prices from dealers closest to you - and the deals are usually pretty decent. But remember, you can still negotiate further.

Step 3 Complete my Checklist

Follow this up with my checklist to make sure you squeeze out every last bit of savings.
- Gregg Fidan

Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...

(Absolutely NO SPAM, easy to unsubscribe)

About The Author

Gregg Fidan Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

Latest Weekly Car Buying Tips

January 2023

December 2022

I welcome your car buying questions. Email Me and I'll be glad to answer them!

Your Zip Code: