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New November Deals From GM

General MotorsThe end of the year is normally a time for great deals on cars, and 2009 is no different. With the recent expiration of last month's car deals, several manufacturers have introduced new incentives for November.

In particular, General Motors announced a potpourri of incentives that includes cash rebates, low interest loans, 0% interest loans, and a few factory-to-dealer rebates on all of its brands, including its discontinued ones.

Among its most striking deals are zero percent loans on all Saturn and Pontiac models for 12, 24, 36, 48, 60, and 72 month terms. There are 0% APR loans on many 2009 Chevrolet and a few Buick models as well, although the terms for these are usually shorter, at 24/36/48 months.

Other deals include great cash rebates on many of GM's 2009 models. Buyers can look for $4,000 discounts on all of this year's Saturns, for example. There are similar deals on additional 2009 brands: $2500 rebates on Buick Lacrosse, $3000 on Cadillac DTS and STS, $3500 on Pontiac G6/G8 and Chevrolet Avalanche, $2000 on Cadillac CTS, and $1500 on Chevrolet Malibu.

If Hummers are your preference, there's good news for you as well. This discontinued brand receives generous factory-to-dealer rebates on every vehicle. These include $6,000 on the H3 model, $3,500 on the H3T, and $5,000 for the H2/H2 SUT.

Besides GM, you can also find some outstanding incentives from BMW and Ford from now until the end of December.

3 Steps Every Car Buyer Needs to Take to Save Maximum Money

The key to getting the best deal is to gather price or lease bids from as many local dealers as possible. Then shop that best price around until no one can beat it. Here are the steps:

Step 1 Get Prices From My Trusted Network

Select the vehicle you're interested in to see if there are local dealers in my network who will provide you with their best upfront price. You will get direct access to an internet sales manager who you can further negotiate with online (no need to visit dealership).
Select Vehicle to Get Local Pricing

Step 2 Get Prices From TrueCar / CarsDirect

TrueCar, and CarsDirect are my top 2 online price quote recommendations. These services show you pre-negotiated prices from dealers closest to you - and the deals are usually pretty decent. But remember, you can still negotiate further.

Step 3 Complete my Checklist

Follow this up with my checklist to make sure you squeeze out every last bit of savings.
- Gregg Fidan

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About The Author

Gregg Fidan Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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