Top 10 Cheapest Cars to Insure for 2010
Insure.com posted it's annual list of least expensive new cars to insure for 2010 and the Mazda Tribute won the title as cheapest to insure.
As usual, the list is made up of mostly minivans and SUVs which tend to keep passengers safer in accidents. Contrary to popular belief, the cheapest cars are not necessarily the cheapest to insure.
Oftentimes, smaller and less-expensive cars are driven by young, inexperienced drivers. Couple this with the likelihood that accidents involving these cars tend to result in more injury, and you've got good reasons why small, cheap cars don't have the most affordable insurance rates.
Here is a list of the average yearly premiums assuming the driver is a 40 year old male: (It's interesting to note that the cheapest insurance rates have gone up about 25% compared to last year when the Hyundai Santa Fe was ranked #1 with an annual premium of only $832).
| Rank | Premium | Car |
| 1 | $1,070.25 | Mazda Tribute I (2WD) |
| 2 | $1,095.26 | Honda Odyssey LX |
| 3 | $1,103.29 | Mazda Tribute I (4WD) |
| 4 | $1,119.83 | Chrysler Town & Country LX |
| 5 | $1,124.38 | Jeep Wrangler X |
| 6 | $1,128.29 | Mazda Tribute S |
| 7 | $1,131.06 | Dodge Grand Caravan SE |
| 8 | $1,133.97 | Toyota Sienna CE |
| 9 | $1,134.08 | Hyundai Tucson GLS |
| 10 | $1,138.41 | Kia Sportage LX |
3 Steps Every Car Buyer Needs to Take to Save Maximum Money
The key to getting the best deal is to gather price or lease bids from as many local dealers as possible. Then shop that best price around until no one can beat it. Here are the steps:Step 1 Get Prices From My Trusted Network
Select the vehicle you're interested in to see if there are local dealers in my network who will provide you with their best upfront price. You will get direct access to an internet sales manager who you can further negotiate with online (no need to visit dealership).Step 2 Get Prices From TrueCar / CarsDirect
TrueCar, and CarsDirect are my top 2 online price quote recommendations. These services show you pre-negotiated prices from dealers closest to you - and the deals are usually pretty decent. But remember, you can still negotiate further.Step 3 Complete my Checklist
Follow this up with my checklist to make sure you squeeze out every last bit of savings.- Gregg Fidan
Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
- Best Rebates, Incentives, and Lease Deals
- Latest Car Buying Scams and Tricks
- The Best & Worst Time to Buy a Car
- Which Cars You Should Avoid
About The Author
Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate
the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.
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