Top 10 Most and Least Expensive Cars to Insure

"Loss history", which is what an insurance company will have to shell out in the event of a totaled vehicle.

But it's not solely based on how much it costs to repair a given model. It's also about the likelihood of a given model being involved in an accident in the first place.

It's not surprising that cars like the Chevrolet Corvette and Cadillac Escalade are more prone to accidents due to their owners, and thus show up on the expensive list.

Which also explains why inexpensive subcompacts such as the Chevrolet Aveo or Nissan Versa aren't on the least-expensive-to-insure list.

Cheaper economy cars tend to be purchased by young drivers, who statistically are involved in more accidents-- thus increasing loss history.

10 Least Expensive Vehicles to Insure

1. Kia Sedona
2. Mazda5
3. Ford Escape
4. Hyundai Santa Fe
5. Mercury Mariner
6. Chrysler PT Cruiser
7. Ford Explorer
8. Subaru Outback
9. Kia Optima
10. Chevrolet Equinox

1. Acura ZDX
2. Audi TTS
3. Audi A5
4. Cadillac Escalade
5. Chevrolet Corvette
6. BMW Z4
7. Lexus SC 430
8. Jaguar XF
9. Cadillac STS
10. Dodge Challenger