Top 10 Cheapest Cars to Insure Right Now
Of course, things like fuel economy come into play. But one all-too-often forgotten factor is the cost of car insurance.
There are many things that impact your cost of insurance, including your age, driving history and where you live.
There's not much you can do about your age and existing history, and few people are ready to just up and move in order to save on insurance premiums.
But by choosing one car versus another, you could save hundreds of dollars annually.
That could make as much or more difference that getting that extra 2, 3 or 5 miles per gallon.
CarsDirect recently put together a list of the "Top 10 Cheapest Cars to Insure."
While this particular list applies specifically to a 40-year-old male with good credit and driving record, most people will still likely find these to be among the most affordable vehicles to own when it comes to dealing with insurance.
For those with a poor driving history, the difference between vehicles can become even more dramatic.
It's well worth the time to compare rates before making a final decision on which car to buy.
| Model | Annual Premium | Base Price |
| 1. 2011 Chrysler Town & Country | $1,091.80 | $30,260 |
| 2. 2011 Toyota Sienna (base) | $1,100.66 | $25,060 |
| 3. 2011 Toyota Sienna LE | $1,107.70 | $26,145 |
| 4. 2011 Honda Odyssey LX | $1,114.62 | $28,075 |
| 5. 2011 Nissan Murano SL | $1,127.89 | $36,400 |
| 6. 2011 Jeep Wrangler Unlimited Sport | $1,131.27 | $25,545 |
| 7. 2011 Honda Odyssey EX | $1,138.16 | $31,225 |
| 8. 2011 Toyota Sienna V6 | $1,142.94 | $26,300 |
| 9. 2011 Ford Escape XLS | $1,150.26 | $21,240 |
| 10. 2011 Toyota Highlander | $1,154.02 | $28,900 |
Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
- Best Rebates, Incentives, and Lease Deals
- Latest Car Buying Scams and Tricks
- The Best & Worst Time to Buy a Car
- Which Cars You Should Avoid
About The Author
Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate
the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.
Latest Weekly Car Buying Tips
January 2026
- Best Car Deals by Category Jan 23, 2026
- Worst Cars to Lease Right Now Jan 23, 2026
- Real Prices of New Compact SUVs Jan 23, 2026
- Cheapest Luxury Lease Deals Jan 23, 2026
- Top 100 Cheapest Lease Deals Jan 15, 2026
- Biggest Discounts on New Cars January 2026 Jan 15, 2026
- New Cars with the Most Available Inventory Jan 15, 2026
- Real Prices of Midsize Cars Jan 15, 2026
- Best 0% Finance Deals January 2026 Jan 09, 2026
- Best Bang for Your Buck Lease Deals Jan 09, 2026
- Best Electric, Hybrid Lease Deals Jan 09, 2026
- Real Prices of Compact Cars Jan 09, 2026
December 2025
- Best End of Year Car Deals for 2025 Dec 25, 2025
- Cars With the Largest Rebates Dec 25, 2025
- Real Prices of Large SUVs Dec 25, 2025
- All SUV Lease Deals Compared December 2025 Dec 18, 2025
- Top 100 Cheapest New Cars Right Now Dec 18, 2025
- Price Comparison of Subcompact SUVs Dec 18, 2025
- Real Prices of Midsize SUVs Dec 11, 2025
- Largest Hidden Dealer Rebates Dec 11, 2025
- Real Prices of Pickup Trucks Dec 04, 2025



