Top 10 Cheapest Cars to Insure Right Now
Of course, things like fuel economy come into play. But one all-too-often forgotten factor is the cost of car insurance.
There are many things that impact your cost of insurance, including your age, driving history and where you live.
There's not much you can do about your age and existing history, and few people are ready to just up and move in order to save on insurance premiums.
But by choosing one car versus another, you could save hundreds of dollars annually.
That could make as much or more difference that getting that extra 2, 3 or 5 miles per gallon.
CarsDirect recently put together a list of the "Top 10 Cheapest Cars to Insure."
While this particular list applies specifically to a 40-year-old male with good credit and driving record, most people will still likely find these to be among the most affordable vehicles to own when it comes to dealing with insurance.
For those with a poor driving history, the difference between vehicles can become even more dramatic.
It's well worth the time to compare rates before making a final decision on which car to buy.
|Model||Annual Premium||Base Price|
|1. 2011 Chrysler Town & Country||$1,091.80||$30,260|
|2. 2011 Toyota Sienna (base)||$1,100.66||$25,060|
|3. 2011 Toyota Sienna LE||$1,107.70||$26,145|
|4. 2011 Honda Odyssey LX||$1,114.62||$28,075|
|5. 2011 Nissan Murano SL||$1,127.89||$36,400|
|6. 2011 Jeep Wrangler Unlimited Sport||$1,131.27||$25,545|
|7. 2011 Honda Odyssey EX||$1,138.16||$31,225|
|8. 2011 Toyota Sienna V6||$1,142.94||$26,300|
|9. 2011 Ford Escape XLS||$1,150.26||$21,240|
|10. 2011 Toyota Highlander||$1,154.02||$28,900|
3 Steps Every Car Buyer Needs to Take to Save Maximum MoneyThe key to getting the best deal is to gather price or lease bids from as many local dealers as possible. Then shop that best price around until no one can beat it. Here are the steps:
Step 1 Get Prices From My Trusted NetworkSelect the vehicle you're interested in to see if there are local dealers in my network who will provide you with their best upfront price. You will get direct access to an internet sales manager who you can further negotiate with online (no need to visit dealership).
Step 2 Get Prices From TrueCar / CarsDirectTrueCar, and CarsDirect are my top 2 online price quote recommendations. These services show you pre-negotiated prices from dealers closest to you - and the deals are usually pretty decent. But remember, you can still negotiate further.
Step 3 Complete my ChecklistFollow this up with my checklist to make sure you squeeze out every last bit of savings.
- Gregg Fidan
Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
- Best Rebates, Incentives, and Lease Deals
- Latest Car Buying Scams and Tricks
- The Best & Worst Time to Buy a Car
- Which Cars You Should Avoid