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10 Cars Offering 0% Financing Deals

If you're looking to purchase a new car, anyone who is NOT a cash buyer is seeking the best loan rate.

It’s impossible to do better than zero percent interest.

For October, there are 10 cars from seven brands offering a special loan rate of 0% APR for up to 60 months.

Before grabbing one of these deals, you should first find out two things:

1) Whether your credit rating will qualify you for this deal (Check your credit score here).

2) What interest rate you can get on your own.

While a 5 year, 0% loan is worth quite a bit, you should determine how much interest you would pay on an alternative loan and see if you can work out a discount greater than that amount.

Model MSRP Loan Term Payment
2011 Toyota Camry LE $23,000 60 months $383.33
2011 Nissan Maxima $32,000 60 months $533.33
2011 Nissan Murano FWD S $29,500 60 months $491.66
2011 Mazda 2 4-Door Hatch $14,100 60 months $235.00
2011 Chrysler Town & Country Limited $39,825 60 months $663.75
2011 Chrysler 300C RWD $38,170 60 months $636.16
2011 Dodge Nitro R/T $24,545 60 months $409.00
2011 Chevrolet Malibu 1LS $22,000 60 months $366.67
2011 Chevrolet HHR 1LS $18,720 60 months $312.00
2011 Mazda CX-7 FWD $22,000 60 months $367.00

3 Steps Every Car Buyer Needs to Take to Save Maximum Money

The key to getting the best deal is to gather price or lease bids from as many local dealers as possible. Then shop that best price around until no one can beat it. Here are the steps:

Step 1 Get Prices From My Trusted Network

Select the vehicle you're interested in to see if there are local dealers in my network who will provide you with their best upfront price. You will get direct access to an internet sales manager who you can further negotiate with online (no need to visit dealership).
Select Vehicle to Get Local Pricing

Step 2 Get Prices From TrueCar / CarsDirect

TrueCar, and CarsDirect are my top 2 online price quote recommendations. These services show you pre-negotiated prices from dealers closest to you - and the deals are usually pretty decent. But remember, you can still negotiate further.

Step 3 Complete my Checklist

Follow this up with my checklist to make sure you squeeze out every last bit of savings.
- Gregg Fidan

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About The Author

Gregg Fidan Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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