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List of Vehicles Offering 0% Financing Deals
May 17, 2012
If you're looking to finance your new car purchase, here's a list of models that are offering 0% financing deals.
Despite interest rates being at historic lows, you will still save at least $1,800 on a 3-year 0% loan, and at least $3,000 on a 5-year loan - and that's assuming you can qualify for a 4% interest loan otherwise.
Mazda is offering the best deals, with the CX-7, CX-9, and Mazda2 offering 0% financing for up to 60 months PLUS up to $2,500 in additional cash bonuses.
Most of the 0% finance deals are limited to 36 months, but almost all of them come with some additional bonus cash, including loyalty, conquest, military, and student/college graduate bonuses - some as high as $2,000.
To see the lowest prices on any of these vehicles, start with the free RydeShopper
| Vehicle | Finance Rate | Months | Dealer Cash | Bonus Cash | Amount |
|---|---|---|---|---|---|
| 2012 Mazda CX-7 | 0% | 60 | $2,000 | Loyalty | $500 |
| 2012 Mazda CX-9 | 0% | 60 | $1,500 | Lender | $750 |
| 2012 Mazda MAZDA2 | 0% | 60 | $500 | ||
| 2012 Smart fortwo | 0% | 60 | |||
| 2012 Suzuki Equator | 0% | 48 | Loyalty | $500 | |
| 2012 Suzuki Grand Vitara | 0% | 48 | Loyalty | $500 | |
| 2012 Suzuki Kizashi | 0% | 48 | Loyalty | $500 | |
| 2012 Suzuki SX4 | 0% | 48 | Loyalty | $500 | |
| 2011 Ford E-150 | 0% | 36 | Aged Inventory | $1,000 | |
| 2011 Ford E-Series Van | 0% | 36 | Aged Inventory | $1,000 | |
| 2011 Toyota Avalon | 0% | 36 | $2,000 | Military | $500 |
| 2012 Chrysler 200 | 0% | 36 | Lease Cash | $3,000 | |
| 2012 Chrysler 300 | 0% | 36 | Military | $500 | |
| 2012 Chrysler Town and Country | 0% | 36 | Military | $500 | |
| 2012 Dodge Avenger | 0% | 36 | Conquest | $1,000 | |
| 2012 Dodge Caliber | 0% | 36 | Bonus Cash | $1,000 | |
| 2012 Dodge Challenger | 0% | 36 | Bonus Cash | $1,000 | |
| 2012 Dodge Charger | 0% | 36 | Bonus Cash | $1,000 | |
| 2012 Dodge Durango | 0% | 36 | Bonus Cash | $1,000 | |
| 2012 Dodge Grand Caravan | 0% | 36 | Bonus Cash | $1,000 | |
| 2012 Dodge Journey | 0% | 36 | Conquest | $1,000 | |
| 2012 Fiat 500 | 0% | 36 | Student/College Grad | $500 | |
| 2012 Ford E-150 | 0% | 36 | Conquest | $1,000 | |
| 2012 Ford E-Series Van | 0% | 36 | Conquest | $1,000 | |
| 2012 Ford Edge | 0% | 36 | Trade Assistance | $1,250 | |
| 2012 Ford Escape | 0% | 36 | Trade Assistance | $2,000 | |
| 2012 Ford Expedition | 0% | 36 | Conquest | $1,000 | |
| 2012 Ford Explorer | 0% | 36 | Conquest | $1,000 | |
| 2012 Ford F-150 | 0% | 36 | Lender | $1,500 | |
| 2012 Ford F-350 Super Duty | 0% | 36 | Trade Assistance | $2,500 | |
| 2012 Ford Fiesta | 0% | 36 | Military | $500 | |
| 2012 Ford Flex | 0% | 36 | Trade Assistance | $1,500 | |
| 2012 Ford Focus | 0% | 36 | Trade Assistance | $750 | |
| 2012 Ford Fusion | 0% | 36 | $1,000 | Trade Assistance | $1,500 |
| 2012 Ford Mustang | 0% | 36 | Trade Assistance | $3,000 | |
| 2012 Ford Super Duty F-250 | 0% | 36 | Trade Assistance | $2,500 | |
| 2012 Ford Super Duty F-450 | 0% | 36 | Trade Assistance | $2,500 | |
| 2012 Ford Taurus | 0% | 36 | Conquest | $1,000 | |
| 2012 Ford Transit Connect | 0% | 36 | Conquest | $1,000 | |
| 2012 Hyundai Santa Fe | 0% | 36 | Loyalty | $500 | |
| 2012 Hyundai Sonata | 0% | 36 | Loyalty | $500 | |
| 2012 Hyundai Sonata Hybrid | 0% | 36 | Loyalty | $500 | |
| 2012 Hyundai Veracruz | 0% | 36 | Lender | $1,000 | |
| 2012 Jeep Compass | 0% | 36 | Conquest | $1,000 | |
| 2012 Jeep Grand Cherokee | 0% | 36 | Conquest | $1,000 | |
| 2012 Jeep Liberty | 0% | 36 | Conquest | $1,000 | |
| 2012 Jeep Patriot | 0% | 36 | Conquest | $1,000 | |
| 2012 Jeep Wrangler | 0% | 36 | Conquest | $1,000 | |
| 2012 Lincoln MKS | 0% | 36 | $1,000 | Conquest | $2,000 |
| 2012 Lincoln MKT | 0% | 36 | $1,500 | Conquest | $2,000 |
| 2012 Lincoln MKZ | 0% | 36 | $1,000 | Conquest | $2,000 |
| 2012 Lincoln Navigator | 0% | 36 | Conquest | $2,000 | |
| 2012 Mazda MX-5 MIATA | 0% | 36 | $1,000 | Loyalty | $500 |
| 2012 Ram 1500 | 0% | 36 | Bonus Cash | $2,500 | |
| 2012 Ram 2500 | 0% | 36 | Bonus Cash | $1,000 | |
| 2012 Ram 3500 | 0% | 36 | Bonus Cash | $1,000 | |
| 2012 Toyota Avalon | 0% | 36 | $500 | Military | $500 |
| 2012 Toyota Camry | 0% | 36 | Student/College Grad | $1,000 | |
| 2012 Toyota Corolla | 0% | 36 | $500 | Student/College Grad | $1,000 |
| 2012 Toyota Highlander | 0% | 36 | $750 | Bonus Cash | $1,000 |
| 2012 Toyota Prius | 0% | 36 | Military | $500 | |
| 2012 Toyota RAV4 | 0% | 36 | $1,000 | Student/College Grad | $1,000 |
| 2012 Toyota Sienna | 0% | 36 | $500 | Military | $500 |
| 2012 Toyota Tacoma | 0% | 36 | $500 | Student/College Grad | $1,000 |
To see the lowest prices on any of these vehicles, start with the free RydeShopper
3 Steps Every Car Buyer Needs to Take to Save Maximum Money
The key to getting the best deal is to gather price or lease bids from as many local dealers as possible. Then shop that best price around until no one can beat it. Here are the steps:Step 1 Get Prices From My Trusted Network
Select the vehicle you're interested in to see if there are local dealers in my network who will provide you with their best upfront price. You will get direct access to an internet sales manager who you can further negotiate with online (no need to visit dealership).Select Vehicle to Get Local Pricing
Step 2 Get Prices From TrueCar / CarsDirect
TrueCar, and CarsDirect are my top 2 online price quote recommendations. These services show you pre-negotiated prices from dealers closest to you - and the deals are usually pretty decent. But remember, you can still negotiate further.Step 3 Complete my Checklist
Follow this up with my checklist to make sure you squeeze out every last bit of savings.- Gregg Fidan
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About The Author
Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate
the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.
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