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The Best Incentives Among Mid-size Cars

Mid-size cars are the most popular segment right now among car shoppers. The list includes the #1 selling car in America - the Toyota Camry.

This is also the most competitive segment, which means there's always some good incentives available. This year, the competition is really heating up due to several redesigns being introduced.

The leftover models have cash-back rebates as high as $3,000 - lease deals as low as $189/month - and extra cash bonuses as high as $1,810.

I created the following chart to make it easy for you to compare all the current incentives side-by-side. Please note that incentives will vary depending on where you live, so these may not be available in your local area.

Be sure to use the RydeShopper to see the exact rebates in your area and take full advantage of these offers.

Incentives on 2012 Models

Vehicle Cash BackFinancing Lease DealTermDownOther Bonuses
2012 Chevrolet Malibu$3,000 0.0% / 60 mos   $1,000 Dealer Cash
2012 Ford Fusion$2,250 0.0% / 60 mos   $1,000 Loan Cash
2012 Suzuki Kizashi$1,500 0.0% / 72 mos$189/month 36 mos$2,799 $500 Student Bonus
2012 Nissan Altima$1,500 0.0% 60 months    $1,810 Lease Bonus
2012 Volkswagen Passat  0.9% / 60 mos    $1,750 Lease Bonus
2012 Toyota Camry  2.9% / 60 mos$219/month 36 mos$1,130 $1,000 Student Bonus
2012 Honda Accord  1.9% / 60 mos$219/month 36 mos$1,999 $1,250 Dealer Cash
2012 Hyundai Sonata 1.9% / 60 mos$199/month 36 mos$1,999 $1,000 Loan Cash
2012 Kia Optima 1.9% / 60 mos$189/month 36 mos$2,499 $1,000 Conquest Cash

Incentives on 2013 Models

VehicleCash RebateFinancing Lease DealTermDownOther Bonuses
2013 Hyundai Sonata 0.9% up to 36 months$199/month36 months$2,299 $500 Loyalty Cash
2013 Chevrolet Malibu 2.9% up to 60 months   $1,000 Conquest Cash
2013 Nissan Altima     $500 Student Bonus

3 Steps Every Car Buyer Needs to Take to Save Maximum Money

The key to getting the best deal is to gather price or lease bids from as many local dealers as possible. Then shop that best price around until no one can beat it. Here are the steps:

Step 1 Get Prices From My Trusted Network

Select the vehicle you're interested in to see if there are local dealers in my network who will provide you with their best upfront price. You will get direct access to an internet sales manager who you can further negotiate with online (no need to visit dealership).
Select Vehicle to Get Local Pricing

Step 2 Get Prices From TrueCar / CarsDirect

TrueCar, and CarsDirect are my top 2 online price quote recommendations. These services show you pre-negotiated prices from dealers closest to you - and the deals are usually pretty decent. But remember, you can still negotiate further.

Step 3 Complete my Checklist

Follow this up with my checklist to make sure you squeeze out every last bit of savings.
- Gregg Fidan

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About The Author

Gregg Fidan Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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