The Best 0% Financing Deals
November 28, 2012
I also included any cash-back incentives that are available as an alternative to the financing deals. In most cases, it's better to go with the cash rebate, especially since interest rates are so low right now. (See: How to Choose between 0% Financing and Cash Back)
Check out the full list below and make sure you use the free RydeShopper when you're ready to get the best deal on your vehicle.
| Vehicle | Rate | Term | Cash Rebate Alternative |
|---|---|---|---|
| 2012 Suzuki Equator | 0.00% | 72 | $2,000 |
| 2012 Suzuki Grand Vitara | 0.00% | 72 | $1,500 |
| 2012 Suzuki Kizashi | 0.00% | 72 | $1,500 |
| 2012 Suzuki SX4 | 0.00% | 72 | $1,000 |
| 2012 Toyota Sequoia | 0.00% | 60 | $3,000 |
| 2012 Toyota Venza | 0.00% | 60 | |
| 2013 Smart fortwo | 0.00% | 60 | |
| 2013 Suzuki Grand Vitara | 0.00% | 48 | $500 |
| 2013 Suzuki Kizashi | 0.00% | 48 | $500 |
| 2013 Suzuki SX4 | 0.00% | 48 | $500 |
| 2012 Chrysler 200 | 0.00% | 36 | $4,500 |
| 2012 Chrysler 300 | 0.00% | 36 | $4,000 |
| 2012 Toyota Tundra | 0.00% | 36 | $4,000 |
| 2012 Chrysler Town and Country | 0.00% | 36 | $3,500 |
| 2012 Dodge Avenger | 0.00% | 36 | $3,500 |
| 2012 Dodge Journey | 0.00% | 36 | $3,500 |
| 2012 Mitsubishi Galant | 0.00% | 36 | $3,500 |
| 2012 Dodge Grand Caravan | 0.00% | 36 | $3,250 |
| 2012 Dodge Charger | 0.00% | 36 | $3,000 |
| 2012 Ford Expedition | 0.00% | 36 | $3,000 |
| 2012 Ford F-350 Super Duty | 0.00% | 36 | $3,000 |
| 2012 Ford Super Duty F-250 | 0.00% | 36 | $3,000 |
| 2012 Ford Super Duty F-450 | 0.00% | 36 | $3,000 |
| 2012 Lincoln Navigator | 0.00% | 36 | $3,000 |
| 2012 Toyota Avalon | 0.00% | 36 | $3,000 |
| 2013 Ford Taurus | 0.00% | 36 | $3,000 |
| 2012 Ford Flex | 0.00% | 36 | $2,750 |
| 2012 Dodge Challenger | 0.00% | 36 | $2,500 |
| 2012 Dodge Durango | 0.00% | 36 | $2,500 |
| 2012 Ford Fusion | 0.00% | 36 | $2,500 |
| 2012 Jeep Compass | 0.00% | 36 | $2,500 |
| 2012 Jeep Patriot | 0.00% | 36 | $2,500 |
| 2013 Ford Flex | 0.00% | 36 | $2,500 |
| 2013 Toyota Tundra | 0.00% | 36 | $2,500 |
| 2012 Ford E-150 | 0.00% | 36 | $2,000 |
| 2012 Ford E-Series Van | 0.00% | 36 | $2,000 |
| 2012 Lincoln MKX | 0.00% | 36 | $2,000 |
| 2012 Lincoln MKZ | 0.00% | 36 | $2,000 |
| 2012 Toyota Highlander | 0.00% | 36 | $2,000 |
| 2013 Ford Expedition | 0.00% | 36 | $2,000 |
| 2012 Jeep Grand Cherokee | 0.00% | 36 | $1,500 |
| 2012 Mitsubishi Outlander | 0.00% | 36 | $1,500 |
| 2012 Mitsubishi Outlander Sport | 0.00% | 36 | $1,500 |
| 2012 Toyota Sienna | 0.00% | 36 | $1,500 |
| 2013 Dodge Durango | 0.00% | 36 | $1,500 |
| 2013 Fiat 500 | 0.00% | 36 | $1,500 |
| 2013 Jeep Compass | 0.00% | 36 | $1,500 |
| 2013 Toyota Venza | 0.00% | 36 | $1,500 |
| 2012 Hyundai Veracruz | 0.00% | 36 | $1,000 |
| 2012 Lincoln MKT | 0.00% | 36 | $1,000 |
| 2012 Mitsubishi Eclipse | 0.00% | 36 | $1,000 |
| 2012 Mitsubishi Eclipse Spyder | 0.00% | 36 | $1,000 |
| 2012 Mitsubishi Lancer | 0.00% | 36 | $1,000 |
| 2012 Mitsubishi Lancer Sportback | 0.00% | 36 | $1,000 |
| 2012 Toyota Camry | 0.00% | 36 | $1,000 |
| 2012 Toyota RAV4 | 0.00% | 36 | $1,000 |
| 2013 Toyota Corolla | 0.00% | 36 | $1,000 |
| 2013 Toyota Sienna | 0.00% | 36 | $1,000 |
| 2012 Dodge Caliber | 0.00% | 36 | $500 |
| 2012 Hyundai Santa Fe | 0.00% | 36 | $500 |
| 2013 Toyota Highlander | 0.00% | 36 | $500 |
| 2013 Toyota Tacoma | 0.00% | 36 | $500 |
| 2012 Hyundai Elantra Touring | 0.00% | 36 | |
| 2012 Hyundai Genesis | 0.00% | 36 | |
| 2012 Hyundai Sonata | 0.00% | 36 | |
| 2012 Hyundai Sonata Hybrid | 0.00% | 36 | |
| 2012 Hyundai Tucson | 0.00% | 36 | |
| 2012 Jeep Wrangler | 0.00% | 36 | |
| 2012 Mitsubishi Lancer Evolution | 0.00% | 36 | |
| 2012 Mitsubishi i-MiEV | 0.00% | 36 | |
| 2012 Toyota Corolla | 0.00% | 36 | |
| 2012 Toyota Prius Plug-in | 0.00% | 36 | |
| 2012 Toyota Prius V | 0.00% | 36 | |
| 2013 Lincoln MKS | 0.00% | 36 | |
| 2013 Lincoln MKT | 0.00% | 36 | |
| 2013 Mitsubishi Lancer | 0.00% | 36 | |
| 2013 Mitsubishi Lancer Evolution | 0.00% | 36 | |
| 2013 Mitsubishi Lancer Sportback | 0.00% | 36 | |
| 2013 Mitsubishi Outlander | 0.00% | 36 | |
| 2013 Mitsubishi Outlander Sport | 0.00% | 36 |
My Recommendation for Car Shoppers
TrueCar No-Haggle, CarsDirect, and Ryde Shopper are the quickest way to see the lowest car prices in your area. These sites show you no-haggle prices from dealers closest to you - and the deals are usually really good. This should be the first step you take when negotiating your car price. Follow this up with my checklist to make sure you squeeze out every last bit of savings.- Gregg Fidan
Signup for The Weekly Newsletter
Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
- Best Rebates, Incentives, and Lease Deals
- Latest Car Buying Scams and Tricks
- The Best & Worst Time to Buy a Car
- Which Cars You Should Avoid
About The Author
Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate
the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.
Latest Weekly Car Buying Tips
April 2021
- Top 100 Cheapest Lease Deals Apr 15, 2021
- Biggest Discounts on New Cars Apr 15, 2021
- Real Prices of Compact Cars Apr 15, 2021
- Largest Hidden Dealer Rebates Apr 15, 2021
- Best Bang for Your Buck Lease Deals Apr 08, 2021
- Best Electric, Hybrid Lease Deals Apr 08, 2021
- Best 0% Finance Deals March 2021 Apr 08, 2021
- Real Prices of New Compact SUVs Apr 08, 2021
- Top 100 Cheapest New Cars Apr 01, 2021
- Real Prices of Large SUVs Apr 01, 2021
- New Cars You Should Wait to Buy Apr 01, 2021
- Luxury Lease Deals Under $500/mo Apr 01, 2021
March 2021
- Best Car Deals by Category Mar 25, 2021
- Worst Cars to Lease Right Now Mar 25, 2021
- Which Cars Better to Lease or Buy Mar 25, 2021
- Real Prices of Midsize Cars Mar 25, 2021
- Best Car Deals Around the Country Mar 18, 2021
- Cars With the Largest Rebates Mar 18, 2021
- Price Comparison of Subcompact SUVs Mar 18, 2021
- Real Prices of Midsize SUVs Mar 11, 2021
- Real Prices of Pickup Trucks Mar 04, 2021
- Biggest Discounts on Leftover Models Mar 04, 2021
December 2020
- Best End of Year Car Deals Dec 31, 2020
- Real Prices of Midsize Luxury Cars Dec 24, 2020
- Real Prices of Small Luxury SUVs Dec 17, 2020
I welcome your car buying questions. Email Me and I'll be glad to answer them!